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  • ForumUser7
    ForumUser7 Posts: 2,506 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    2010 said:
    Thought I saw somewhere about Charter changing rates on Monday.
    Anyone know?
    I have Charter easy access issue 28 and got the email saying 3% on the 23rd.
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    I've reached the max for £85000 protection in my Coventry account and now looking for a home for my surplus savings.
    This is likely because your balance is below £5000, so gets the lower tiered rate of interest of ~0.1%
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    eskbanker said:
    RG2015 said:
    2010 said:
    Thought I saw somewhere about Charter changing rates on Monday.
    Anyone know?
    I have Charter easy access issue 28 and got the email saying 3% on the 23rd.
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    I've reached the max for £85000 protection in my Coventry account and now looking for a home for my surplus savings.
    Heinous identity theft on the Esk.  :D
    Not sure whether to be flattered or offended by the appearance of a tribute act!  Time will tell....

    Is it possible that eskbanker is a Cumbrian, whereas esksbanker is from Angus?
  • There wasn't any intention of identity theft, in essence heinous is uncalled for. Nor is there any tribute act. Time will tell what?
  • eskbanker
    eskbanker Posts: 37,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    TiVo_Lad said:
    eskbanker said:
    RG2015 said:
    2010 said:
    Thought I saw somewhere about Charter changing rates on Monday.
    Anyone know?
    I have Charter easy access issue 28 and got the email saying 3% on the 23rd.
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    I've reached the max for £85000 protection in my Coventry account and now looking for a home for my surplus savings.
    Heinous identity theft on the Esk.  :D
    Not sure whether to be flattered or offended by the appearance of a tribute act!  Time will tell....
    Is it possible that eskbanker is a Cumbrian, whereas esksbanker is from Angus?
    Other Esks are available - I can't speak for my doppelganger but am from neither of those myself!
  • flobbalobbalob
    flobbalobbalob Posts: 235 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 23 January 2023 at 12:37PM
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    Thats because with less than £5k you are still on 0.1%
  • Just remember that from this year Cumbria is no more and the counties revert to previous identities of Cumberland, and Westmorland (also contains N Lancashire and a  bit of West Riding).
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    eskbanker said:
    RG2015 said:
    2010 said:
    Thought I saw somewhere about Charter changing rates on Monday.
    Anyone know?
    I have Charter easy access issue 28 and got the email saying 3% on the 23rd.
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    I've reached the max for £85000 protection in my Coventry account and now looking for a home for my surplus savings.
    Heinous identity theft on the Esk.  :D
    Not sure whether to be flattered or offended by the appearance of a tribute act!  Time will tell....
    Many years ago I was in Dublin and was at a large dinner dance where the music was from Rattle and Hum.

    Fuelled by much Guinness and red wine, I would have sworn that I was witnessing Bono, the Edge et al.

    Point being that the proof of the pudding is in the eating. When the alternative esk delivers at the level of the original then the tribute will be complete.
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    There wasn't any intention of identity theft, in essence heinous is uncalled for. Nor is there any tribute act. Time will tell what?
    Lighten up Eskie 2!

    The smiley face on my earlier post indicates the presence of, or least an attempt at humour.  :)

    PS: Welcome to the Forum.  
  • Charter Savings Bank Issue 28

    If you look at the interest summary on their website:
     https://www.chartersavingsbank.co.uk/Help/InterestRateSummary

    Shows issue 28 (any 30 and below) going up to 2.9% today.

    The email from them stated 3%.

    Only have a pound in there currently, so can someone with 5K+ in it confirm what the rate change actually is.

    Thanks
  • eskbanker said:
    RG2015 said:
    2010 said:
    Thought I saw somewhere about Charter changing rates on Monday.
    Anyone know?
    I have Charter easy access issue 28 and got the email saying 3% on the 23rd.
    I've just checked my Charter account for the first time in months, I also have easy access issue 28 my balance is £4.37. Never received any email notification about rates changing and I can't see anything about rate increases on my account?
    I've reached the max for £85000 protection in my Coventry account and now looking for a home for my surplus savings.
    Heinous identity theft on the Esk.  :D
    Not sure whether to be flattered or offended by the appearance of a tribute act!  Time will tell....
    We can only live in hope........
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