Our BR Diary, from start to finish......

betterlatethannever

:rotfl:
Glad i don't live next door to you Dalip..happy talk !!!:eek:

I've been know to sing 'things can only get better' (mostly just after my divorce) and a real fav is 'moneys to tight to mention':rolleyes:

FeelingLow

we did the same thing & moved into rented in december & left our house our br date is the 28th,

well done on being unpacked i still have loads of boxes to open in fact my neice counted the boxes on top of our wardrobes & said "OMG you have 27 boxes up there!!"

i found it hard leaving my home but as others have said its bricks & mortar & i do like my new house & it is starting to feel like "home"

i have just filled my draft forms in & asked on here about things i didn't understand

loopy_lou1

Scarlett.1974 wrote: »

Thanks loopy lou

I've been so consumed with the move for the last month or so that BR has sort of took a back seat...... but now we're finally moved and it's a little over a month away I feel like we really must crack on with the forms :eek: they're scaring me more that the thought of the BR itself I just hope I don't make too much of a nusiance of myself next week with never ending questions and queries

Well Scarlett, I'm not a professional but if you want some support from someone who knows just ask. You're not a nuisance - we've all been there. Everyone here has been my saviour. We'll get you through it and you'll come out the other side smiling I promise.

Kisses L x

Scarlett.1974

Good morning all,
Well, the day is here - it's Form Filling Day :eek:

I'm working on our I&E right now and will post it very soon, if the very clever and knowledgable types wouldn't mind looking it over for me I'd be very grateful

I just know I'm going to have lots of questions and concerns, so I thought it probably better to keep them on this thread than take up the whole front page of the forum with them

Scarlett xx

Scarlett.1974

Incoming:
H incapacity benefit - £310
My salary - £758 (net)
Tax Credit - £593
DLA (son) - £186
DLA (H) - £147
Child Benefit - £131
Maintenance for son - £120
Total - £2250

Outgoing
Rent - £620
Council tax - £105
Gas - £45
Electric - £27
Water - £39
Contents Insurance - £6
TV Licence - £11
Petrol - £40 (we won't have a car, the one we have now is on finance and we're not paying it so they can re-posess it. This cost is for H to borrow my Dad's car at the weekends to collect and drop off his son who lives 25 miles away)
Car insurance - £20 (as above, to be added onto my Dad's insurance)
BT phone - £28
My mobile - £30
Daughter mobile - £15
Pet insurance - £5
Food / Housekeeping - £450
Clothing - £145
Holidays - £80
Hairdressing - £30
Pets - £15
Care needs son - £186
Care needs H - £147
Child costs and expenses - £131
Total - £2175

A couple of questions:

1. You will see I have listed BT, my mobile and daughter's mobile seperately. I am assuming the OR will not allow both mobiles. I read on another thread that up to £55 a month is "allowed" for phone. Would I better off making BT £55 a month, my mobile £18 a month and leaving off daughter's phone altogether?

2. Have I done the correct thing in listing the DLA payments and child benefit payments under the outgoings like I have?

We don't have any dry cleaning costs because H doesn't work and I work from home. We also don't have any dental/prescriptions/opticians costs because we are exempt from these due to our tax credits.

Many thanks

Notgotapottoweein

Great thread.:D

Ps The rug needs hoovering again.

Scarlett.1974

The letters and phone calls have taken quite a dramatic increase over the last week or 2. Some of the letters are threatening "doorstep agents" which is a bit scary (for me anyway, H isn't concerned, but then he's 6'4" and I'm 5'4" at a push; we look like The Krankies) so I'm now refusing point blank to be left in the house on my own, ever since Monday when he had to go out for an hour and I was a nervous wreck the whole time he was gone

The forms are progressing, albiet quite slowly, but am going to crack on with them for another hour or 2 tomorrow morning (look out for my Penelope Pipstock style cries of "Hayulp" when I inevitably get stuck).

We've had the vol-repo. form from Northern Rock, but we're not signing it. I've typed a letter to send them instead, so will hopefully send that tomorrow.

I rang the court today to double check that we only have to physically fill in 1 form and can do 2 photo-copies, which I was told was fine, no problem (thank god for that) and I also wanted confirmation that we would definitely be exempt from the court fee - the man I spoke to, while very polite and helpful, was rather vague, I ended up telling HIM what the forms said :rolleyes: and he did agree that we probably would be exempt, but still, not taking any chances, we're going to take the full amount with us, just in case.

Think that's about it from me. Hope no-one minds me posting my ramblings, it's more for myself than anything else, so I can see what we've done and where we're going I can't quite believe it's now a little over 2 weeks away until we actually Do The Deed, the last couple of months have flown by :eek: Part of me just can't wait now for it all to be over, but another part of me is still terrified

Ramble over. You'll be pleased to know......

tigerfeet2006

Ramble away Scarlett your thread has been very useful to a lot of people :beer:

Scarlett.1974

tigerfeet2006 wrote: »

Ramble away Scarlett your thread has been very useful to a lot of people :beer:

Aw shucks Thanks tigerfeet :T

ccastley

Hi Scarlett,

Your thread has been a tremendous comfort to me though I of course wish you weren;t having to go through this. If I can be half as positive as you over the whole thing I'll be a lot better equipped to get through this.

The main problem I'm having (as you know, having kindly offered advice on my thread) is letting go of the house. It looks inevitable, but I am gutted. We've hung on by tooth and nail for 2 years since my husbands accident and I just feel like a bloody failure letting it go. I'm so scared I'll never be able to buy again with house prices on the up and my health on the low, and I wonder what kind of legacy I'll leave my son. How did you get your head around it all?

Crystal

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