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Wading In Treacle

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  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    I dont know how I was so far out until I get my payslip thru which was sent out in the post yesterday but anyway I'm going to take it as a win. I've made the decision to pay off the mechanic I owe in full - hes a neighbour and he does me a favour by doing repairs on the car at next to cost price so I want to get back to being straight with him so I dont annoy him and it means I can call on him again to help with keeping me mobile if needs be :)

    not yet worked out what else I'm going to tackle this month..
  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    Kitten868 wrote: »
    Rent arrears? Or keep it to one side as a whoops pot?

    Fantastic news! Xxx

    rent and rent arrears have been paid on CC by OH as a leaving gift so I'm going to leave that as is and update the balance when it shows on the account. I've got £160 left of what is unaccounted for and I think I'm going to leave that untouched and as a bit of breathing space.

    roll on tomorrow when OH finally leaves - cant wait to get it over and done with now
  • Sayschezza
    Sayschezza Posts: 744 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Thinking of you. My oh moved out the day before me and the dc still living at home. Was very strange but the next day the removal lorry was back for my stuff and all of a sudden it was the start of a new life. Xx
    All that clutter used to be money
  • CCW007
    CCW007 Posts: 1,090 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Catandy, you've got this. You are incredibly strong and have faced up to so much in such a short space of time, I really believe you are going to be fine. Good news on the wage from the old job, it sounds like the new job is a much better fit. Yay you, we're all cheering you on hun x
  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    glad today is done and totally spent with it all - ive spent the day cleaning and reorganising and making piles of stuff to throw out and sell at the upcoming car boot and generally just trying to make the place feel like mine again. I want to get back to work tomorrow and just get my head down so I can concentrate on something. Now I'm going to have a soak in the bath and then I'm off to bed.
  • catandy wrote: »
    loving the new job so far - long may it last - even better made my first sale/ commission - a massive £70 which wont be paid for another 2 months but at least it's a start :)

    finally starting to feel hopeful about the future - I know I can do this now, I feel like a huge weight has been lifted and it has really - ive got shot of 14 stone of lead weight ;)


    Hello start of the future, both professionally and personally! :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Hello start of the future, both professionally and personally!

    I second that! It will feel a wee bit strange at first but you will feel more and more liberated as time goes on. Trust me. xx
    Have adventures. laugh a lot and always be kind.
  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    I'm enjoying the peace of being on my own and being able to please myself. I'm sure I will get lonely or bored but for now I'm happy pleasing myself.

    I've been thinking about renting out the spare bedroom actually - I need to decorate in there and look into the legalities and tax implications of renting it out but it would be an extra income stream and more £ coming in. Time to sit down and do some research :)
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    catandy wrote: »
    I'm enjoying the peace of being on my own and being able to please myself. I'm sure I will get lonely or bored but for now I'm happy pleasing myself.

    I've been thinking about renting out the spare bedroom actually - I need to decorate in there and look into the legalities and tax implications of renting it out but it would be an extra income stream and more £ coming in. Time to sit down and do some research :)


    You can earn a pretty penny without paying tax: up to £7500pa which is a hefty £625pcm. Here is what the government has to say on it.

    I would say it's definitely worth thinking about!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • catandy
    catandy Posts: 868 Forumite
    500 Posts
    Thank you PB I will do my homework on it tonight - fingers crossed I can get another income stream going to really bash down these balances :)
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