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The 365 day penny challenge 2019

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Comments

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    janb5 wrote: »
    Hello- I`m doing this too and have added a few friends! We`re doing it June `19 to June` 20.

    I'm doing June '19 to December '19, I like a challenge! :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • can i join please?
    i have just worked out the monthly saving figures if anyone is interested im doing it backwards so just flip the numbers round if you doing it the other way!

    month 1 - £108.50
    Month 2 - £89.74
    Month 3 - £90.21
    month 4 - £78.15
    month 5 - £71.30
    month 6 - £59.85
    month 7 - £52.39
    month 8 - £42.78
    month 9 - £32.25
    month 10 - £23.87
    month 11 - £13.95
    month 12 - £4.96

    total = £667.95

    Up to month 6 now 59.85 paid this month, grand total of 569.05

    I will definitely do this again next year, am loving it :)
    Nevertheless she persisted.
  • can i join please?
    i have just worked out the monthly saving figures if anyone is interested im doing it backwards so just flip the numbers round if you doing it the other way!

    month 1 - £108.50
    Month 2 - £89.74
    Month 3 - £90.21
    month 4 - £78.15
    month 5 - £71.30
    month 6 - £59.85
    month 7 - £52.39
    month 8 - £42.78
    month 9 - £32.25
    month 10 - £23.87
    month 11 - £13.95
    month 12 - £4.96

    total = £667.95

    Am up to Month 7 now :) 621 I think

    :)
    Nevertheless she persisted.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've added my ~unofficial-ness~ to my signature so that I can keep a note :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • claremylove
    claremylove Posts: 787 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    #26 now up to £152.63.
    £2 coin savings club 2026 #1 £88 (2025 £696; 2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640) Saving for Xmas £1 a day #1 £180 / £730 3-6 month emergency fund challenge #48 £20.050 Save a penny a day 2026 #4 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
  • claremylove
    claremylove Posts: 787 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Another £1.90 for #26 taking my total up to £154.53
    £2 coin savings club 2026 #1 £88 (2025 £696; 2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640) Saving for Xmas £1 a day #1 £180 / £730 3-6 month emergency fund challenge #48 £20.050 Save a penny a day 2026 #4 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
  • Okay I don't think I'm up to £621 but counting up tonight and will post oddly excited is it old age?
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Okay I don't think I'm up to £621 but counting up tonight and will post oddly excited is it old age?

    :rotfl: I think that when the MSE bug bites there's no turning back :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • claremylove
    claremylove Posts: 787 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Another £4.65 added today bringing the total for #26 up to £159.18.
    £2 coin savings club 2026 #1 £88 (2025 £696; 2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640) Saving for Xmas £1 a day #1 £180 / £730 3-6 month emergency fund challenge #48 £20.050 Save a penny a day 2026 #4 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
  • I was being optimistic I've done a count and £380. I think I've borrowed a few times so I have to be better at that but still made up with £380 at this point I usually spend about £250 on Christmas so that's sorted - this is a brilliant challenge.
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,000
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