The 365 day penny challenge 2019

I started this challenge in 2017 but due to the pressure of a large amount of debt I struggled to keep up with it. As of this month I am debt free and determined now to save as much as I can to have a more secure future. I know some of you will be in a much different situation but we are all here for our own reasons.

The aim of the challenge is to save 1p on January 1sr, 2o on January 2nd till the 31st of December where you would save £3.65. Obviously this make the end of the challenge very expensive so I find it better to just mix it up a little bit. If I have £3.01 in my purse, I’ll just mark that day off.

At the end of the year you will have £667.95. Use this money as you wish. Pay off some debt, treat yourself or just continue to save it.

Here is a printable chart so you can monitor your progress.

I’ll keep this thread going even if I’m on my own as I want and need to stay motivated. If anyone wants to join me along the way you are more than welcome.

Happy saving
Make £10 a day in May- £90/£150


  • A_Random_Man
    A_Random_Man Forumite Posts: 1,144
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi I would love to join if possible :)

    EF - £1025/£2000 (51.25%)
    Debt Remaining: £0.00 - Debt Free
  • awinterstale
    awinterstale Forumite Posts: 31
    Second Anniversary Xmas Saver!
    What a fab idea.. please may I join? :j
    TOTAL DEBT @ 01.02.20. = £21,452.67 :eek:
  • helejenkins1
    helejenkins1 Forumite Posts: 227 Forumite
    edited 11 January 2019 at 7:37PM
    Of course you can. The more the merrier
    #1 helejenkins £112.98/£667.95
    #2 a random man £1.50/£667.95
    #3 a winters tale £86.38/£667.95
    #4 too_much_debt
    #5 buffythedebtslayer £108.50/£667.95
    #6 cybertortoise £6.19/£667.95
    #7 sleepy-saver
    #8 pinkfluffybabe £12.57/£667.95
    #9 blackberrycurved £7.77/£667.95
    #10 motivated £12.03/£667.95
    #11 chocolatelover93 £12.72/£667.95
    #12 donkidds22
    #13 Leelad £6.45/£667.95
    #14 Mandthehusbus
    #15 seahorsey
    #16 Example79 £14.06/£667.95
    #17 Cado1
    #18 hummingbird £5.00/£667.95
    #19 MaisieM £13.89/£667.95
    #20 unicornrose2804 £108.50/£667.95
    #21 Igamogam
    #22 Leothecat £7.00/£667.95
    #23 Cake_Angel
    #24 fatpat £9.21/£667.95
    #25 ikeby £4.12/£667.95
    #26 claremylove £59.75/£667.95
    #27 cydneyb £36.05/£667.95
    #28 Iwillsucceed £42.78/£667.95
    #29 sodrea
    #30 raspberryjamming
    # 31 CazzieLT £32.49/£667.95
    # 32 Mapbroke
    Make £10 a day in May- £90/£150
  • too_much_debt
    too_much_debt Forumite Posts: 3,218
    Part of the Furniture 1,000 Posts Combo Breaker

    Can I join please? I did this last year, didn't save the full amount but am aiming to have a good go this time. I have already done 24 days so far.


    Sealed Pot Challenge #016
  • Buffythedebtslayer
    Buffythedebtslayer Forumite Posts: 18,920
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can I join please :)

    I would love to do this :)
    Nevertheless she persisted.
  • cybertortoise
    cybertortoise Forumite Posts: 264
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    I'd like to join please. I have zero savings and plenty of debt, my car is due its MOT in a week and Christmas was so stressful financially, I really need to be more motivated to save for a rainy day!
    Restarted my journey toward financial stability on 1st September 2021 - I will succeed!
    Total debt - £39887.63.75 @ 31.08.21

    Current debt - £29061.41 @ 01.10.23
    Paid to date: £10826.22
    DFD: January 2030 October 2029 - but aiming for end of 2028 instead!
  • sleepy-saver
    sleepy-saver Forumite Posts: 16
    Xmas Saver!
    I’d like to join please. I tried to do this challenge last year but failed miserably due to changing jobs twice. I’m determined to do this and the £1 per day challenge.
  • pinkfluffybabe
    pinkfluffybabe Forumite Posts: 2,959
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    Can I join please?
    Not buying unnecessary toiletries 2023 36/61 UU, 37 IN
  • Blackberrycurved
    Blackberrycurved Forumite Posts: 402
    Sixth Anniversary 100 Posts Name Dropper
    Can I join please hopefully posting regularly will keep us motivated. Instead of buying a coffee I can’t afford I’ll do this. I’ll try to stick to it often I try to do more than the challenge then give up a bit like the gym. Please give me a number and I’ll put in my signature
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • motivated
    motivated Forumite Posts: 3,044
    Part of the Furniture 1,000 Posts Photogenic PPI Party Pooper
    edited 31 December 2018 at 10:34AM
    Can I also join please
    I've tried doing this on my own before and failed miserably :o

    But the template you have is great and will help keep me on track. I too will also be mixing up the payments to make it easier

    I've started myself off with £10 to get me started.
    Emptying my lake with a teaspoon
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