Jolly JANUARY's NSD Challange!

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
368 replies 17.4K views
beanieloubeanielou Forumite
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edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
Keep us updated with your progress and hope you all enjoy the challange.

To join,
just post your personal target and you are on your way.

Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

We CAN do it.
Remember every little helps :money::money:
Lou~ Debt free Wanabe No 55 DF 03/03/14.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding***
Out of debt, out of danger. ***Be the difference.***
«13456737

Replies

  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    I am going for 15.
    I exclude food & petrol unless I am over budget.
    I also exclude yoga & physiotherepy as they are essential to me.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Honeysucklelou2Honeysucklelou2 Forumite
    3.7K Posts
    Fifth Anniversary 1,000 Posts Name Dropper
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    Can I go for 10 please? My only exclusion is petrol and debt repayments.
    paydbx2021 #93 £2315.50/£7,250 . 2021 savings challenge £38.94/£1000
    EF £400 . SPC 039
    Savings 2 £50.00 H2S £400.00
  • Hi, I took a break in December as it was just mad for spending but I'm back again for January to get back into good budgeting habits.

    I will aim for 7 as a start - exclusions are ys bargains, medications, nappies etc for the babies and petrol (or anything else that gets reimbursed by my employer)
    Total debts £21050! :eek: now £17461.86 . 1% challenge £218/£4000 (5%) Total extra income made in 2018 £3580.79 2019 £367.20 frugal budget 2019 £82.96/£600 Aiming for debt free at 40 - only 20 months to go! :eek: :A
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Can I go for 10 please? My only exclusion is petrol and debt repayments.

    Good to see you again.
    Of course you can :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    spudsmum wrote: »
    Hi, I took a break in December as it was just mad for spending but I'm back again for January to get back into good budgeting habits.

    I will aim for 7 as a start - exclusions are ys bargains, medications, nappies etc for the babies and petrol (or anything else that gets reimbursed by my employer)

    You can do it:money::money::money:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Can I join in for 15 days please. I’m going to exclude petrol and any yellow sticker bargains I find along the way.
    Make £10 a day in May- £90/£150
  • NargleblastNargleblast Forumite
    10.6K Posts
    Part of the Furniture 10,000 Posts Debt-free and Proud!
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    Count me in for 15 again please, beanie. I am not counting the direct debits for household bills but I will count food shopping as a spend. This is because we have loads of stuff in the fridge, freezer and food cupboards, and I want to train myself to only go food shopping when there is a list of several items to get.
    One life - your life - live it!
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Can I join in for 15 days please. I’m going to exclude petrol and any yellow sticker bargains I find along the way.

    Welcome :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    76.5K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Count me in for 15 again please, beanie. I am not counting the direct debits for household bills but I will count food shopping as a spend. This is because we have loads of stuff in the fridge, freezer and food cupboards, and I want to train myself to only go food shopping when there is a list of several items to get.

    You can do it Nargle :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Hi can I go for 10 please :) First time trying this so I'll have to see how I go!
    Sealed pot challenge 2019 = #82
    Jan 2019 Grocery Challenge = £0/£260
    Declutter 2019 items in 2019! = 0/2019
    Frugal living challenge 2019 =
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