Let's face the music and dance...

Starbrite

Jox said:

Get well soon, keep plodding along, you'll get there, I have a notebook and every month about the same time I write down what debts I have, after a year I was able to look back and see how far I'd come, I've got some savings too so it was good to see how much I was able to save in a year, though I still have lots of debts too...

I have a budget book too, I stated that Jan 2020 and yes if I look at that and compare to today I am in a far better position, I think knowing money is going to be tight next week due to having three days off this week, knowing my job finishes end of April is having a knock on effect

Thank you, all we can do is keep plodding XX

beanielou

Keep plodding 

Starbrite

1st April whoop whoop

Figures currently stand at:

• Car Warranty £200.00
  
• Very: £607.22
• Tesco's c/c £1,076.00
• Wescott/MBNA: £ 2,870.00
• Intrum/Virgin: £3,023.00

Total: £7,776.22
Tesco c/c 0% runs out in June, I've had a look at the eligibility calculator on here for a new 0% balance transfer card, alas they all say zero chance of getting one! hoping I find a new card to transfer the monies over too as do not want interest to be added on

Sarahwithlove

Could you focus on trying to pay as much as you can off tesco before June so that any interest is on as small as amount as possible 

beanielou

A wee mini challenge for Tesco 

Starbrite

Normally I'd be like yes and that would be my plan, however, have been off ill last few weeks and do not get paid if I do not attend work, have no holiday pay either.

So wages are primary going onto the bills rent council tax then the others, there is no spare at the moment to pump onto the C/C also Very BNPL runs out in july so have that to clear too

9 weeks until the Tescos 0% runs out is £119.55 a week..... when you earn £350.00 max a week that isn't going to happen

I know I am an idiot who did not foresee being ill

Starbrite

Day before payday, had £1.90 left in the account do put that onto the tescos cc balance is now £1,074.10

Have two interviews tomorrow one is a third interview yep a third, why a company needs to interview someone 3 times in beyond me, no idea what more I can tell them or even ask

Other is for a band 4 bank role at NHS, I am band 3 at the moment, worth a try right!

So fingers and toes crossed I get the third interview role

Drawingaline

Good luck 🤞🤞 u

Starbrite

Quick update: I got the band 4 NHS role! ok it is bank and only for 6 months but its more many than my current bank role and will allow me to pay more on the debts.

I do need to be more strict with myself, last year I pumped money into the rent arrears and cleared the arrears, this year I seem to be doing a half heatred job at paying the debts

S

Drawingaline

Well done! Keep going, and clearing your rent arrears was no easy feat, and you did it!