Let's face the music and dance...

Drawingaline

Inching higher with the savings! Keep goin

Sarahwithlove

It soon adds up keep going 

Starbrite

I won't last last week I was in a meh mood, Had to take two days off work the previous week for a plumber to sort out a problem that should have been sorted before I was moved. It took 3 days but I got my mum to flat sit on the 3rd day as could not afford 3 days off. So last week had to dip into the emergency pot by £70.00 so that including today's adding of £12.36 stands at £684.16. So glad I had that money to help me out last week

Paid the usual bills council tax £34.00 hopefully the final payment of the year so next week that can go elsewhere Debt or savings.

Now have £100.00 in the Help to Save, I will get that 1,200 bonus in 4 years time!

Tesco's C/C is at £1,115.00

Very account which I am totally ashamed off, is £667.45 all on buy now pay later and first of those is June and £105.00 but I will get the whole balance to zero before then.

Other debts:

MBNA c/c: 2,875.00

Virgin c/c: 3,024.00

Total: 7,681.45 Is it going down? Feels never ending

Starbrite

Payday tomorrow so put the leftover £16.00 from this week into the emergency pot, I also added £30 which a friend owed me from last year, so now the pot stands at £730.16. Slowly creeping up to the 1,000 and to think 1st Jan I had no savings!

Starbrite

Payday whoop whoop i'm rich.... £375.18

So paid: rent £111.18 and water £18.00 in the household bills, then the debts and savings...

£10.00 onto the Very £659.00

£15 onto the tescos credit card £1,100.00

£5.00 Wescott (MBNA) £2,870.00

£1.00 Intrum (Virgin) £3,023.00

Put £35.00 which would have been council tax money, into the emergency pot £765.62

£12.50 into the Help to Save £112.50

Spent £32.09 fuel

£26.98 Pets @ home

0.99p on a grab bag packet of crisps! I know insane... and I regretted eating them

£5.00 into a different current account

Leaving £102.26

£375.18 really does not go far at all...

Starbrite

Oh yes, day before payday... I made it

Had £72.94 arrive in my bank for working tax credits today, complete surprise!

Got home to a lovely council tax demand, why are the called demands? That is £136.00 a month for the bins to be emptied - yes with single 25% discount I am band B apparently

Had a 1-2-1 at work yesterday, told doing really well, they are pleased with me..... but need to get of the phone and stop talking. So today I didn't talk at all unless it was work related, one of the mangers in yesterdays 1-2-1 asked me three times throughout the day if I was ok.... each time he got a yep or yes reply, felt like saying you told me to shut up you idiot!

Tonight - mission - find another job! I am needed until end of April, not sure my sanity can last that long, hopefully things are picking up out there.... I can but hope. Anyone know of any roles on an island going? preferable involving a hammock?

Starbrite

Pay day:

Not sure what has happened, but the £15.00 I thought I paid onto the tescos credit card last week, went into the savings account instead... I have no idea what I did. So this week paid £25 bring balance to £1,090.00 nearly at the 1k mark, was 1,500 odd last year

I now have £874.59 in the emergency pot, I did put the £72 unexpected working tax credits and the £35.00 weekly council tax payment into here. I am hoping that hit 1,000 by April 1st then onto to clear the very and tescos cc, but least I know I have more than on of those debts in savings so can wipe on if really need be or take monthly payments if I am struggling etc 

Paid £9.00 on the very - £650.00

Still in debts, still plodding away

beanielou

Plodding is always good 

Starbrite

Been feeling under the weather the last week or so, yesterday I magnaged to do two hours at work before I came home. Saw the doctors today and got a steriod nasal spray and my right ear drum is sucked in!

Payday and all my money has gone on bills. I took £88 out of the saving to pay the outstanding Vodafone Broadband bill, I will be honest I forgot about this then got a debt collection agency letter. Thought best to pay off in one hit, one less thing to find money for.

Still plodding along, still in debt still poor, been job hunting too as my role ends the end of April. Ideally want to still get into events, however that is looking slim, I have had a few interviews since been working for NHS, alas not had any joy yet

Jox

Get well soon, keep plodding along, you'll get there, I have a notebook and every month about the same time I write down what debts I have, after a year I was able to look back and see how far I'd come, I've got some savings too so it was good to see how much I was able to save in a year, though I still have lots of debts too...