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Thank yousavingholmes said:hope all goes well on results day
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved5 -
Uneventful few days, I've either been working or occupying children. I haven't really done any 'big' days out with the kids, mainly sticking to parks, meeting up with friends and going to NT properties. So all very low spend. Our local cinema is doing £5 tickets to see previously released films, so we've done that a few times too.
Hoping to go to a zoo next week and maybe the seaside, I've been recommended a quiet beach that's not excessively far. We don't spend all day there, usually a couple of hours with a fish and chip lunch. There's an aquarium not too far from there, so may pop in there too. We'll see.
Can't believe kids go back to school in a couple of weeks. It's flown by! I'm looking forward to some renewed structure and some semblance of normality for them
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved4 -
I am so looking forward to the kids being back at school. They desperately need some structure.
My dd is still applying for everything and anything to get a part time job. Not holding out much hope at all though. She is volunteering in a charity shop, it's something to write on her CV and gets her out the house for a few hours if nothing else.Debt free Feb 2021 🎉7 -
My DD just got a pot washing job via a friend - £4.55 an hour. Your kids friends probably know where there are jobs. Good luck with it.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/255 -
DD got all 10 GCSEs grade 7-9, so she's very pleased and she can do the A-levels she wanted to do
She was very grateful for the money we gave her and we're having a takeaway tonight, so she's loving life. In addition, both sets of grandparents have given her £100 as a 'well done', loaded! She says she's going to save half the money towards driving lessons for next year..... we'll see if she actually does, but just hearing her say the word 'save' was a novelty for us
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved14 -
Brilliant news for DD. Hope she does manage to save some money, driving lessons are so expensive. Glad my 4 have all passed their tests
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1246 -
well done and good news all roundI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
Brilliant! My girl had similar results, one 6 rest 7-9, with a hard won 9 in the subject she wants to take at A level and further.Debt free Feb 2021 🎉6
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That's fab news! It's so great when their next chapter is available to themDrawingaline said:Brilliant! My girl had similar results, one 6 rest 7-9, with a hard won 9 in the subject she wants to take at A level and further.
I don't envy them though, I think A-levels are the hardest.... I certainly found them harder than my degree and postgrads! Never been sure if that's due to the subjects I chose, because I didn't focus enough or because they're genuinely just really hard!DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved5 -
Brilliant news. My DS1 got 7s and 8s which we are happy with. All signed up for sixth form. DD1 is heading to university in September (she took a gap year to work and travel). We will be having to contribute to her loan, which is part of the reason I am starting serious budgeting. Eekohdearhowdidthathappen said:DD got all 10 GCSEs grade 7-9, so she's very pleased and she can do the A-levels she wanted to do
She was very grateful for the money we gave her and we're having a takeaway tonight, so she's loving life. In addition, both sets of grandparents have given her £100 as a 'well done', loaded! She says she's going to save half the money towards driving lessons for next year..... we'll see if she actually does, but just hearing her say the word 'save' was a novelty for us
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