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*sigh* this may take a while
Comments
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Well done to your DD on her results. Never come across the financial reward for good grades. Mine have all had a celebratory coffee or breakfast locally on results day.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 175 -
ohdearhowdidthathappen said:Drawingaline said:Brilliant! My girl had similar results, one 6 rest 7-9, with a hard won 9 in the subject she wants to take at A level and further.
I don't envy them though, I think A-levels are the hardest.... I certainly found them harder than my degree and postgrads! Never been sure if that's due to the subjects I chose, because I didn't focus enough or because they're genuinely just really hard!Debt free Feb 2021 🎉6 -
Congrats to your DD. I found A levels the hardest too - despite also having studied up to post grad level.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/256 -
Thanks all
Busy couple of days! Last few bit of school stuff bought today, loads of chores done and kept the kids busy swimming and at the park.
Literally scraping through this month, I'll be very pleased when payday arrives!DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved6 -
Really pleased for your DD!! And also the same as you regarding scraping through this month. 2 more days until pay day to get through!! Crunch xxDebt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
Current Mortgage: £235,698
Emergency Fund = £8,256 Target £10,000
Currently paying off CC £1204 - Saved £100 so far7 -
I always find July and August really expensive, I have made sure we have had money set aside the last few years, but this year I am diverting everything into savings for the possible move.Debt free Feb 2021 🎉5
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Scraped through!! Got paid today and had literally under £3 left in our account! Refrained from using credit cards, so pretty pleased/relievedDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved9 -
well done, I'm feeling confident I can do similar, but its random cashflows that can scupper you. payday last day of the month so the weekend might be problematicI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
Well done on getting to payday in the black. Good luck with the back to school shenanigans.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/255 -
Thanks all
Have been feeling a bit flat the last few days, not particularly sure why, just feeling a bit restless!
It's been much nicer just working the 3 days per week and our finances seem to have absorbed the hit. The back to school expenses mean we're unlikely to save anything this month, but we should get through September in the black.
One of my colleagues has tested positive for covid which was a shock as she's already had it once before. She's doing fine, but has made me aware that just because I've had it once I need to be mindful not to ignore symptoms etc
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved7
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