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Congratulations to you both on the bonus xxx3
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Awesome news on the bonus, pleased you're Covid free again too.4
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Thanks TTC, ES, Alchemilla and DITR
We are going to get the passes, I think we'll make good use of them and it'll be nice to all these day trips after 2 years of barely being able to anything due to covid.
We've decided to have £300 each fun money out of the bonus, instead of the planned £500 each which means the passes are costing us £300 instead of £700 (if that makes sense?).
We're going to suspend our NT membership for the year (£120) to offset some of that too as I'm pretty sure I know where the kids would rather spend their time between a theme park and a NT property
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved6 -
Day off today and I will be permanently parked on the sofa doing sweet FA
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved6 -
Enjoy the sofa, I’m parked on mine but for the wrong reason. Wonderful bonus.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Good. All on the passes and a great idea to offset some of the cost with bonus money/not renewing the NT membership too.Hope you’re having a lovely sofa day - I’m planning one for tomorrow!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Great bonus and budgeting.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Thanks EH, Lucielle and SH
It ended up being a 50/50 sofa day.... I can't sit when house seems messy so I hoovered, mopped, tidied and then sat. Asolid 3 hours though and was very nice. Trying to catch up with The Crown, I'm on series 3 now.
Also trying to read more, started a book which seems good. I find it hard to engross myself these days
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved4 -
Oh yes - hoovering. I knew there was something we were meant to do yesterday!
I started watching "Little Fires Everywhere" on saturday - loving it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Is the book good?EssexHebridean said:Oh yes - hoovering. I knew there was something we were meant to do yesterday!
I started watching "Little Fires Everywhere" on saturday - loving it!1
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