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*sigh* this may take a while
Comments
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Congratulations to you both on the bonus xxx3
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Awesome news on the bonus, pleased you're Covid free again too.
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600
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Thanks TTC, ES, Alchemilla and DITR
We are going to get the passes, I think we'll make good use of them and it'll be nice to all these day trips after 2 years of barely being able to anything due to covid.
We've decided to have £300 each fun money out of the bonus, instead of the planned £500 each which means the passes are costing us £300 instead of £700 (if that makes sense?).
We're going to suspend our NT membership for the year (£120) to offset some of that too as I'm pretty sure I know where the kids would rather spend their time between a theme park and a NT property
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!6 -
Day off today and I will be permanently parked on the sofa doing sweet FA
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!6 -
Enjoy the sofa, I’m parked on mine but for the wrong reason. Wonderful bonus.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Good. All on the passes and a great idea to offset some of the cost with bonus money/not renewing the NT membership too.Hope you’re having a lovely sofa day - I’m planning one for tomorrow!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Great bonus and budgeting.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
3) 44.5/82K = 54.26% AVC Goal by mid 20285 -
Thanks EH, Lucielle and SH
It ended up being a 50/50 sofa day.... I can't sit when house seems messy so I hoovered, mopped, tidied and then sat. Asolid 3 hours though and was very nice. Trying to catch up with The Crown, I'm on series 3 now.
Also trying to read more, started a book which seems good. I find it hard to engross myself these days
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!4 -
Oh yes - hoovering. I knew there was something we were meant to do yesterday!
I started watching "Little Fires Everywhere" on saturday - loving it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Is the book good?EssexHebridean said:Oh yes - hoovering. I knew there was something we were meant to do yesterday!
I started watching "Little Fires Everywhere" on saturday - loving it!1
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