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  • I watched the TV show of little fires and was underwhelmed, was surprised as usually like that kind of thing (Big Little Lies, I really liked).
    Watching Reacher at the mo, DH likes the violence, I like the nice tall man that plays the lead  ;)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Went out for a lovely dinner with friends last night, which was so nice... chat turned to finances and a couple of them mentioned savings.  They all had so much saved!  Not all about quantity in £, but they all had a few months salary saved as a minimum.  One had 18 months worth saved  :o Definitely slacking in that department!
    Subjects also covered energy bills, period pants (never even knew these were a thing?), how entitled our teenagers are, chuckling at the loved up couples around us (in a friendly way, more like a 'just you wait' kind of way), that kind of thing :D 
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a great discussion
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I watched the TV show of little fires and was underwhelmed, was surprised as usually like that kind of thing (Big Little Lies, I really liked).
    Watching Reacher at the mo, DH likes the violence, I like the nice tall man that plays the lead  ;)
    I like the tall man that plays the lead too! 😉
    Debt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
    Current Mortgage: £235,698
    Emergency Fund = £8,256 Target £10,000
    Currently paying off CC £1204 - Saved £100 so far


  • Sounds like a great discussion
    It's nice when you can go out and talk about random stuff with people on the same kind of wavelength :)

    I watched the TV show of little fires and was underwhelmed, was surprised as usually like that kind of thing (Big Little Lies, I really liked).
    Watching Reacher at the mo, DH likes the violence, I like the nice tall man that plays the lead  ;)
    I like the tall man that plays the lead too! 😉
    Excellent taste :D

    Seeing lots of mentions of Reacher at the moment - mostly in connection with the nice tall  man that plays the lead, funnily enough... :lol:  I really enjoyed the Reacher books - always look out for any I've not read in the charity shop - shamefully I'm afraid I didn't even know that Little Fires Everywhere was adapted from a book though!  

    Might just have added Reacher to my Prime watchlist....purely in the interests of research you understand.... 

    It's very watchable, but won't be winning any awards :D
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Eldest DD turns 18 soon... in lieu of an extortionate party, we've bought her festival tickets (£250).
    We're struggling to come up with a budget for her gift(s).... I'd like to get her a nice piece of jewellery that she can keep and wear for years to come and some other smaller bits.  I think it's going to be around £400-500 mark, but seems excessive considering festival tickets on top. 
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • My girl is 18 next month. She is getting some new DM boots, £161!  Also getting cake made by a proper baker. She has bought her own festival day ticket. She is getting money from both sets of grandparents and her trust fund. We may get her a couple of other cheap bits, she isn't into jewelry at all (I still wear the ring I got for my 18th) and we are going to a theme park a couple of weeks before which she loves.

    We are thinking of having a family meal out with both sets of grandparents, she isn't one to meet up with friends much either. 

    Most of the money she will get is being saved for uni costs. Still hasn't heard from the hard to get into London one! I need to know for my budget and sanity.....
    Debt free Feb 2021 🎉
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All mine got watches for their 18th and we got them engraved. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • My girl is 18 next month. She is getting some new DM boots, £161!  Also getting cake made by a proper baker. She has bought her own festival day ticket. She is getting money from both sets of grandparents and her trust fund. We may get her a couple of other cheap bits, she isn't into jewelry at all (I still wear the ring I got for my 18th) and we are going to a theme park a couple of weeks before which she loves.

    We are thinking of having a family meal out with both sets of grandparents, she isn't one to meet up with friends much either. 

    Most of the money she will get is being saved for uni costs. Still hasn't heard from the hard to get into London one! I need to know for my budget and sanity.....
    That all sounds lovely :)  Hope you hear soon about the uni

    lucielle said:
    All mine got watches for their 18th and we got them engraved. 
    L
    What a great gift, did they choose their own?
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
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