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I think i need a diary
Comments
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Hope that they finally get it sorted.
I would also be looking for some recompensense for the inconvience caused.
Agree with this!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
all sorted money recieved in my bank. phew.. ......
not many pay a days done recently as bank accounts ending in zero. but job 2 wages came today so transfered across the pennies.
In other news the final 2 passports are in progress and should be with us soon. I feel much better now they have been paid for and sorted.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
At last!
How long did that takeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello all. Been absent for a while but im back and i have an updated signature...
Got an offer I couldnt refuse on my largest debt. My emergency fund is intact but the rest of my savings are very much depleted. Basic cashflow for bills etc is fine Im just cutting it very fine so close to xmas and other p
things. I did consider that it might not be the right time to accept but who knows what to do for the best eh and its a calculated risk. There needs to be some serious scrimping and saving to rebuild the funds and I may be mad but it means I have paid of 47% of the debt since Jan 2018. It was a very good offer. I Rang to make the payment and the very kind lady working there sounded suprised/disgusted at the deal I was getting. I cant blame her xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
I dont mean that in a bad way about the lady i would have thought the same if i was in her position working hard for my daily wage. She was very professional just shocked when i said the figure xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
That's good news then
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Brilliant news, congratulations :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thought i should post where Im up to.
Job number 2 is no more. I'd have carried on with it for longer but it was causing issues. Dont ask..
Total debt has reduced drastically since I started my diary which has exceeded all my hopes. My aim at one point was to get under 30k and now Im sub 20.
I need to refocus now especially as i dont have the option of earning my way out of trouble...
My aim is to stay sub 20k and to keep debts in my name below 10k. Long term aim is 17.5 k by dec 2020. Next couple of months need to be budget practise again though i think so I dont get caught out xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
You've just about halved your debt, that's amazing, well done :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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You're doing fantastic.
Well done xx0
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