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The "Save 12k in 2019" Thread

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  • alja
    alja Posts: 838 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    george4064 wrote: »
    Sorry to hear, I know it may be hard but try to stay positive and think of this 'forced change' as an opportunity because you may end up in a better job than what you are in currently! Whether that be better working hours, location of your work, better commute, try something new, better colleagues etc... You see, sooo many opportunities!

    Definitely doing this! Thankfully I have over 8 years experience in my sector now, so feeling positive and I'm going all out to try and track down a great new role. Thank you for your kind words :)
  • Askalaba
    Askalaba Posts: 61 Forumite
    Second Anniversary Debt-free and Proud!
    geoffers4 wrote: »
    I wonder if "rich" equates to "has a lot more money than me"?!

    100K would seem like riches to many people, but if that person is approaching retirement without any/much pension provision then maybe not...

    it's all relative to the stage in the individuals life. If you're 18,-25 and still relying on overdrafts/ credit cards then I honestly don't think it's too much cause for concern, as long as you keep on top of them.

    When I retire I want to keep at least half of my current salary as an income stream. Be that in state pension, private pension or whatever
    Absolutely love a good bargain. If anybody has any money saving tips please send them my way :j
  • eandjsmum
    eandjsmum Posts: 465 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Submitted Feb and March forms but April needs totting up so will submit later along with may.
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Incredibly belated report for April, a total of £1,094.92 bringing my yearly total so far to a very grand £83.07 :rotfl:Onwards and upwards! Shortly will report for May.
  • Submitting £2,000 for May, which may be a bit optimistic but I won't know how much overtime pay I've had till later. I'll adjust if necessary next month.

    I have a non-local wedding and a holiday in June, so I expect my savings will be quite meagre next month!
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Hi all,

    I have just sent form in for this month, slightly better then last month £250.00 this month, had some extra money in my pay this month probably my final one, next chapter awaits me.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • bsms1147
    bsms1147 Posts: 2,274 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Payday for me will be tomorrow but it's the last few days of the month with a few interest payments of slightly unpredictable amounts that mean I can't post just yet. I'm always so impatient to find out how I've done, but this month is looking better than last and keeps me on target for the end of the year!

    Whether it's a good or a bad month, excellent savings work from everyone, keep it up!
  • Duckyduck
    Duckyduck Posts: 270 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Took a trip to spendy town this month for some home repairs. It was a planned trip but I got distracted by shiny things on the road out so have a grand total of £52.76 to save for this month.
    Save £12k in 2019 #36
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    edited 30 May 2019 at 11:55AM
    Reporting £560.00 for May, which is the best month so far but nowhere near where I should be.

    Doing this challenge is really showing me that I am spending SO much money on things I don't need to buy. I am making more than enough to save £10k a year but it just isn't happening. Going to be doing a complete overhaul of my finances this month and hopefully I can turn it around!
    Save £12K in 2020 #58 - £454.58/£5,000
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