The "Save 12k in 2019" Thread

Retired_Minky

Using the RK pay yourself first strategy I mentioned earlier I’ve moved £4,003.54 to savings for February.

Hopefully I won’t have to dip back in to this and the figure sticks. I did this in January and I didn’t have to go back to savings.

Suffolk_lass

Wanna_Bee_Free wrote: »

Number 12 checking in for January with £1609.91 - some of this is due to Tillie Tidying but I apologise to those who like round numbers!

Some great totals on here - well done and remember the small amounts add up!

Haha, yes, the round numbers thing kills me - which one needs to be round? I go for the CA and then the Savings when I scoop away the surplus, leaving the mortgage as the only raggedy total. This is because the BS always b-about with the interest in an unexpected way, so I can never accurately predict how they will apply it. The letters always say "your monthly interest is X" while the online total is completely different, and the actual figure in between is sometimes showing online and sometimes not!

gwyneth_valiant

Got a correction: Total for Jan is actually - 4312.32!

Tiglath

I'm so on-board with tilly-tidying. Just figured out I put away an extra £180 just through rounding down to the nearest £10 in my current account every few days. I have my spreadsheet set out like a bank statement with all the ins and outs from the 25th when I get paid, and just update it with extra bits. I tally it to my bank account every week to make sure it's correct.

eandjsmum

Total for Jan £500.
Set up a SO to pay in to a saving account at the start of the month so the money wont be touched . Added another £500 yesterday, so so far £1000. Cant fill update form as have no number to enter and it womt let me leave answer blank or type word in. Sorry.

selloptape

Have just sent an updated update form for Jan, total now at £682.65

Was able to save more than expected, partly due to tight budgeting, but also a large bill due to hit during Jan is now being charged in Feb instead. Next month will be more challenging.

alja

I've just sent in an update! Very pleased to say that I saved £948 in January! Pretty sure this will be my best month of savings for the entire year for various reasons, but what a great start. So pleased and it's certainly spurred me on to ensure I can save as much as possible in 2019.

kev2009

Hi,

#3 declaring £500 for February.

Form as been submitted.

Thanks

Kev

bradqwer

Modest start to this for me £50 saved

cookie02

geoffers4 wrote: »

I've also noticed a few people back after a break of a year or two - so a big welcome back! to
cydney65, foxy78, nat21luv, Domayne, Starting Again (ironic!), cookie02, Sylvia1982,
Carrie85, ViktorOnopko, selloptape, Jazee, Anom, ALJA, letThemPlay, try harder.

Thank you geoffers4!

January update: I'm off to a slow start with £1110. It's mostly due to anticipated house-related spends and Feb should be a bit better.

Good luck everyone! :j