The "Save 12k in 2019" Thread

jessy-eve

Update for Jan! I always seem to save more in this month, I think it's the expectation of it being tight after Christmas makes me more frugal and then I end up saving more?! Target for the month was £500 and managed £650 so happy with that!

AlexDee

Retired_Minky wrote: »

Do you include pension contributions in your saving figures?

I don’t currently and I’m wondering if I should.

I personally decided not to. I will only count savings from take home pay.

webjaved

I've requested to be added to the spreadsheet but can't see my user-name on there. I've filled out the form a few days ago. Anyone else still waiting to be added to the spreadsheet?

Walker1

Just submitted my total of the month. Really happy I’ve saved double my 1k target.

Still got a few quid left over but gonna treat myself too somthing as I’ve been so strict all month.

KeepOnKnitting

webjaved wrote: »

I've requested to be added to the spreadsheet but can't see my user-name on there. I've filled out the form a few days ago. Anyone else still waiting to be added to the spreadsheet?

The lovely lady who runs this thread will usually update the thread when she has updated the spreadsheets. Don't worry, you haven't been forgotten.

Baroness_Vee

webjaved wrote: »

I've requested to be added to the spreadsheet but can't see my user-name on there. I've filled out the form a few days ago. Anyone else still waiting to be added to the spreadsheet?

Same here...am sure Slowfading will come in and update the spreadsheet soon.

Merlin's_Beard

Retired_Minky wrote: »

Do you include pension contributions in your saving figures?

I don’t currently and I’m wondering if I should.

I don't, for two reasons. First, I can't touch it for ages so it's more like I've 'spent' it on an investment. Second, it opens up a massive can of worms (do I count gross or net? Do I have to count the ups and downs of the investments? Do I count workplace contributions? Employer contributions?)

This simple brain wants to keep it simple so I just ignore all that :rotfl:

webjaved

KeepOnKnitting wrote: »

The lovely lady who runs this thread will usually update the thread when she has updated the spreadsheets. Don't worry, you haven't been forgotten.

Baroness_Vee wrote: »

Same here...am sure Slowfading will come in and update the spreadsheet soon.

Thank you, excited to be added to the spreadsheet and have something to aim for. Well done to all those that have done well saving for this month!

cathybird

Retired_Minky wrote: »

Do you include pension contributions in your saving figures?

I don’t currently and I’m wondering if I should.

Retired Minky, I include my own pension contributions, because they come out of my pay packet, but not the money that the company I work for contributes to my pension on my behalf (not on MSE, anyway - I do keep track of the company contributions on a spreadsheet I use at home).

tighteningthebelt

Hi,
I still need adding to the spreadsheet too, please... No rush. Thank you for all you do.