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2019 Mortgage-Free Wannabes

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Comments

  • inigma
    inigma Posts: 215 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    Hello Julicorn,

    71 here, OP of £3,594.00

    Thank you
    06/06/2023 mortgage mort dateJUST BRING IT
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Elvie100 wrote: »
    Hello Julicorn

    I know I am a bit late, but could I join for 2019 please?

    Target is £4500. Have already overpaid:

    January - £301.96
    February - £301.96
    March - £401.96

    Inspired to throw more at it now we have our projected savings statement. Currently on target to be MF in September 2022, down from May 2026. Would like to get it down a little more.

    Thanks, L

    Hi Elvie, of course you can - welcome to the challenge! :) You're our #60 now.
  • Suffolk_lass
    Suffolk_lass Posts: 10,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is it sad that I especially like the gap in the spreadsheet that Elvie has filled?

    OCD? Moi? :rotfl:
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Suffolk_lass wrote: »
    Is it sad that I especially like the gap in the spreadsheet that Elvie has filled?

    OCD? Moi? :rotfl:

    Hahaha if it makes you feel better, you're not the only one! :rotfl:

    Again, if any of the high number MFWs would like to help us fill the spreadsheet by taking a lower number, let me know! And new MFWs are always welcome as well of course :D
  • mmmsnow
    mmmsnow Posts: 388 Forumite
    Another £493.66 overpay for me, taking me to almost £1.5k.
    MFW 2019 #61: £13,936.60/£20,000
  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    julicorn wrote: »
    Again, if any of the high number MFWs would like to help us fill the spreadsheet by taking a lower number, let me know! And new MFWs are always welcome as well of course :D

    Hi julicorn, I am happy to get a lower number, I'm currently number 109 and I see 74 is free.
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)
    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    iquit wrote: »
    Hi julicorn, I am happy to get a lower number, I'm currently number 109 and I see 74 is free.

    Thanks iquit, #74 is all yours! :)
  • Suffolk_lass
    Suffolk_lass Posts: 10,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    iquit wrote: »
    Hi julicorn, I am happy to get a lower number, I'm currently number 109 and I see 74 is free.
    julicorn wrote: »
    Thanks iquit, #74 is all yours! :)

    :T:T:T:rotfl:
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Suffolk_lass wrote: »
    :T:T:T:rotfl:

    It's the little things in life, isn't it? :rotfl:
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi all
    Sorry I’ve been a bit slack with updates-

    #20 with February update of £505.72

    This was made up of a council tax free month again, standard overpayment, cashback, 2x Pinecone survey and credit interest on the joint account :heartpuls:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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