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2019 Mortgage-Free Wannabes

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Comments

  • icklehelen
    icklehelen Posts: 355
    Part of the Furniture 100 Posts PPI Party Pooper
    Forumite
    #6 checking in with my regular monthly top up of £191.03 making the total for January £252.83

    Not as much as I had hoped but better than nothing :D

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • MrsMouse
    MrsMouse Posts: 61
    10 Posts First Anniversary
    Forumite
    julicorn wrote: »
    Hi MrsMouse, I've added you as #162 now :) You can add a target later, the only thing that's a little tricky is adding any overpayments you've already made when you've not set a target yet. I could always add a placeholder target as well if you have a vague estimate? Either way, welcome to the challenge!


    Thank you julicorn. I won't be making any OPs until I've downloaded the extra mortgage part for renovations, waiting for builders quotes is taking forever! I can be at 0 for now, with the aim for the year to be a conservative £1,000 please.
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • the_cross_rabbit
    the_cross_rabbit Posts: 901
    Fourth Anniversary 500 Posts
    Forumite
    edited 29 January 2019 at 6:34PM
    hi, number 67, managed a further £48.92 of TTs over the month so thats £98.42 this month. Really pleased with the additional amount it suprising how much those daily TT mount up.
    CRx
  • Maybe_its_because
    Maybe_its_because Posts: 440
    Tenth Anniversary 100 Posts Combo Breaker
    Forumite
    Hi Julicorn,

    Off the mark with a Jan OP of £200

    Thanks MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • skye_blue
    skye_blue Posts: 306
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Hi

    No 73 here

    Please could you add £270 to my payments (£500) total now for January

    Take care and keep warm everyone,

    Thanks for the updates to Julicorn
  • Suffolk_lass
    Suffolk_lass Posts: 11,411
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    edited 1 February 2019 at 10:13AM
    Suffolk_lass wrote: »
    Me again - 107 reporting.
    This month's routine £500 payment has cleared and is showing £437.25 as (over)payment so my running total for January is £1192.25

    Also very pleasing is that interest is just £62.75 a month so almost back to the £2 a day I had reached before the BoEBR increase last summer.

    Number [STRIKE]107[/STRIKE](now) 37 updating for the end of January - I have managed to squirrel away a bit more to over pay another £1395.84 so my January total is now £2,588.09
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • Cherryfudge
    Cherryfudge Posts: 15,734
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Number 30 here, reporting an OP of £260.82 for January. :) Been a bit less than hoped this month as we're building up savings again after an expensive year last year, but any OP is a good thing.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • wishingthemortgaheaway
    wishingthemortgaheaway Posts: 2,536
    1,000 Posts Second Anniversary
    Forumite
    Morning
    Number #59

    Reporting in with January's mop pot payment of

    £249.52 just a little ahead of where I 'need' to be.

    Thank you Julicorn for your hard work with this.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • System
    System Posts: 178,487
    10,000 Posts Photogenic Name Dropper
    Community Admin
    No 31 £50 paid extra for jan /1000 aim thanks for doing this x
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Unicorn_cottage
    Unicorn_cottage Posts: 879
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Forumite
    edited 30 January 2019 at 1:26PM
    #35 reporting another overpayment for January (there are some benefits to being knocked down!) of £750 bringing my total for this month to £1500.

    Keep going everyone - £60k plus and rising!
    "Everything comes to him who hustles while he waits" Thomas Edison
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:
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