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2019 Mortgage-Free Wannabes
Comments
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#99 reporting in with a total OP of £416.55 for January.
I'm rather pleased with this, since I've not actually yet set up my planned £500/month OP. I won't be setting that up for anther few months as I'm currently concentrating on filling up my LISA for the year. These OPs were all made up solely of unexpected "bits n bobs" money that I've ended up with - such cashback payouts, interest paid on savings accounts and family paying me back for tickets I bought months ago.MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230 -
Thanks pinknsparkly
It seems it may be worth a call to TSB to find out how they calculate the interest and maybe change my DD date if it is daily - currently my DD comes out on 27th of each month.
But if it is charged monthly then I think it makes more sense for me to leave it where it is and make my over payments earlier in the month.Original Mortgage: February 2010 = £150,000
MFW #13: January 2019 - £126,155
Current Feb 2020 = £118,0130 -
As it's the end of January, I've now deleted people who haven't claimed their number back for this year from the spreadsheets, so there are plenty of lower numbers available again. If any of you would like to switch to a lower number, just let me know0
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#22 reporting total overpayments for January came to £764.04
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
As it's the end of January, I've now deleted people who haven't claimed their number back for this year from the spreadsheets, so there are plenty of lower numbers available again. If any of you would like to switch to a lower number, just let me know
Yes please Julicorn could I have a lower number. ThanksOriginal Mortgage: February 2010 = £150,000
MFW #13: January 2019 - £126,155
Current Feb 2020 = £118,0130 -
Hi MFW's,
Hope it's not too late for me to join.
I'm aiming for a target of £4000.00 for 20190
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