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2019 Mortgage-Free Wannabes

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Comments

  • #99 reporting in with a total OP of £416.55 for January.

    I'm rather pleased with this, since I've not actually yet set up my planned £500/month OP. I won't be setting that up for anther few months as I'm currently concentrating on filling up my LISA for the year. These OPs were all made up solely of unexpected "bits n bobs" money that I've ended up with - such cashback payouts, interest paid on savings accounts and family paying me back for tickets I bought months ago.
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Thanks pinknsparkly

    It seems it may be worth a call to TSB to find out how they calculate the interest and maybe change my DD date if it is daily - currently my DD comes out on 27th of each month.

    But if it is charged monthly then I think it makes more sense for me to leave it where it is and make my over payments earlier in the month.
    Original Mortgage: February 2010 = £150,000
    MFW #13: January 2019 - £126,155
    Current Feb 2020 = £118,013
  • julicorn
    julicorn Posts: 2,591 Forumite
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    ElmoR wrote: »
    Number 125 reporting additional £650 O/P on last day of January!


    Thank you for keeping us all on track and motivated:j

    So that's in addition to your previous amount, so total for January £1,225, is that right?
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Pursey wrote: »
    Should say, I’ve overpaid 415/6000 so far :)

    Welcome to the challenge Pursey, you're our #5 now :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    As it's the end of January, I've now deleted people who haven't claimed their number back for this year from the spreadsheets, so there are plenty of lower numbers available again. If any of you would like to switch to a lower number, just let me know :)
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 31 January 2019 at 8:00PM
    #22 reporting total overpayments for January came to £764.04

    Thanks and have a great weekend everyone! :D
  • julicorn wrote: »
    As it's the end of January, I've now deleted people who haven't claimed their number back for this year from the spreadsheets, so there are plenty of lower numbers available again. If any of you would like to switch to a lower number, just let me know :)

    Yes please Julicorn could I have a lower number. Thanks
    Original Mortgage: February 2010 = £150,000
    MFW #13: January 2019 - £126,155
    Current Feb 2020 = £118,013
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    CTricky80 wrote: »
    Yes please Julicorn could I have a lower number. Thanks
    Lucky #13 is all yours, if that's ok for you :)
  • Nizat
    Nizat Posts: 1 Newbie
    edited 31 January 2019 at 6:15PM
    Hi MFW's,


    Hope it's not too late for me to join.
    I'm aiming for a target of £4000.00 for 2019
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Nizat wrote: »
    Hi MFW's,


    Hope it's not tool late for me to join.
    I'm aiming for a target of £4000.00 for 2019

    Welcome to the challenge Nizat :) You've got #16 now.
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