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2019 Mortgage-Free Wannabes

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Comments

  • varfor
    varfor Posts: 53 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #118 here, just made second (and probably last) overpayment for this month: £142

    That brings total for January to a round £500
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/9000
  • Count me in.
    Aiming for a total overpayment in 2019 of £17,400 (10% of my balance which is as much as I can do penalty free)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    nerox wrote: »
    Count me in.
    Aiming for a total overpayment in 2019 of £17,400 (10% of my balance which is as much as I can do penalty free)

    Welcome to the challenge nerox, you're #142 :)
  • ChipAway
    ChipAway Posts: 26 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #101 first OP of the year of £650. Hopefully another one at the end of the month too.
  • Suffolk_lass
    Suffolk_lass Posts: 10,308 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Number 107 reporting - Just made a manual OP of £755 which is all the scrapings (my TTs) from the CAs into the instant saver, above £10k for the last month, and topped up a tiny-weeny bit to make sure my MFiT(T4) target is reached. It is a guess as the regular monthly payment has been taken, but not updated against the account until Monday - so a bit more to come for Jan.

    Me again - 107 reporting.
    This month's routine £500 payment has cleared and is showing £437.25 as (over)payment so my running total for January is £1192.25

    Also very pleasing is that interest is just £62.75 a month so almost back to the £2 a day I had reached before the BoEBR increase last summer.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Noodle99
    Noodle99 Posts: 11 Forumite
    Hi, I'd like to do this again this year. I joined at the start of last year but utterly failed to overpay, things just kept getting the better of me, but I plan to try harder this year! Thanks!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Noodle99 wrote: »
    Hi, I'd like to do this again this year. I joined at the start of last year but utterly failed to overpay, things just kept getting the better of me, but I plan to try harder this year! Thanks!

    Hi Noodle, welcome back! You can keep your previous number (41). :) Could you let me know your target for this year?
  • #64 reporting an overpayment of £57.90
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • OS_QS
    OS_QS Posts: 339 Forumite
    Hi!!

    Please can i join in? I really want to smash overpayments this year, and *maybe*, with a favourable wind clear it!

    i have been awol, but think i participated in a couple of the previous years'

    Balance as of Jan 1st 2019.......... £39,414

    Target to repay is......... £40,000

    Thanks!
    Mortgage debt : -£17,000
    2019 overpayments : £23,000
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    #6 checking in with my first OP of 2019 of £61.80

    There'll be more nearer the end of the month so for now January total OP £61.80

    Thanks

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
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