2019 Mortgage-Free Wannabes

MiffyMFW

Hi Julicorn

Can I join please? I've not been involved for a couple of years after mini Miffy arrived and took all my time but I have still been busily overpaying! My old number has been taken over so I'll need a new one please.

Hoping for £250 per month this year, £3,000 total (possibly increasing in the autumn once we get our 30 free hours at nursery...)

We're heading into the last 3ish years of mortgage slavery if we can keep this up....

Thanks

MandM90

Yes please - target is overpay £18k and ringfence £18k in an ISA for overpayment when term ends - overall £32k.

julicorn

MiffyMFW wrote: »

Hi Julicorn

Can I join please? I've not been involved for a couple of years after mini Miffy arrived and took all my time but I have still been busily overpaying! My old number has been taken over so I'll need a new one please.

Hoping for £250 per month this year, £3,000 total (possibly increasing in the autumn once we get our 30 free hours at nursery...)

We're heading into the last 3ish years of mortgage slavery if we can keep this up....

Thanks

Welcome back Miffy! You're #132 now, and you've also just pushed our total goal to >£900k! :j

MandM90 wrote: »

Yes please - target is overpay £18k and ringfence £18k in an ISA for overpayment when term ends - overall £32k.

Hi MandM, welcome to the challenge! You're #133

Lomcevak

#8 starting the year with an OP of £1604.03, which takes me out of the 60's and into the 50's, and also means that I've hit my £135k to sub-£60k MFiT-T4 target

More to come later in the month

pinknsparkly

Lomcevak wrote: »

#8 starting the year with an OP of £1604.03, which takes me out of the 60's and into the 50's, and also means that I've hit my £135k to sub-£60k MFiT-T4 target

More to come later in the month

Congratulations Lomcevak!!!

I've made a few little Tilly Tidy OPs today from various current and savings accounts to start off my year with an OP of £144.44.

I've decided that though I'm going to make little Tilly Tidy type OPs, I am going to save my "regular" mortgage OPs into a stocks and shares ISA. I am still going to consider these as mortgage OPs but this money is going to be our financial freedom fund as it gives us more flexibility than paying off the mortgage does. If we wish to retire early / go travelling for a year / reduce our working hours, then we will use the money for this. I am aiming for mortgage neutrality rather than mortgage freedom. Onwards!!

Petronisoup

Hi I'm new to the forum, could I join the challenge please? Aiming for £2500 overpayment over the year.

Thank you! X

Miss_D_Meanour

Good morning everyone

Hope your New Years are off to a great start!

My first o/p of the year is done: #2 with o/p £777.81 / £8,000

So glad to get started. Not sure whether I will be able to maintain though as the boiler is dying and is apparently unfixable, so that's a new boiler to pay for. Oh well, best laid plans and all that.

Take care
MissDM

Lomcevak

Lomcevak wrote: »

#8 starting the year with an OP of £1604.03, which takes me out of the 60's and into the 50's

#8 with an OP this morning of £10,000, total for the month of £11,604.03. Decided the 50's were overrated, so into the 40's

Wish every month was like this, sadly now back to chipping away at it

iquit

Lomcevak wrote: »

#8 with an OP this morning of £10,000, total for the month of £11,604.03. Decided the 50's were overrated, so into the 40's

Wish every month was like this, sadly now back to chipping away at it

Amazing :T:T:beer:

chocoholic_chick

Good Morning all and Happy New Year!

Number 112 checking in with an OP of £999 for January.

Thanks and good luck everyone with your challenges