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2019 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi I'm new to the forum, could I join the challenge please? Aiming for £2500 overpayment over the year.

    Thank you! X

    Of course, welcome to the forum :) You're #137.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    And we've just surpassed £30k in overpayments - not too bad considering it's only the third day of the year! :D

    Well done everyone, and especially all of you who are already 'ahead of schedule'!
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi (No 73)

    Happy New Year everyone

    1st overpayment made of £130 today - and were off!

    Thanks Julicorn and good luck everyone
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all,
    Happy New Year !
    #44 with £258.00 over payment for January.
    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    julicorn wrote: »
    And we've just surpassed £30k in overpayments - not too bad considering it's only the third day of the year! :D

    Well done everyone, and especially all of you who are already 'ahead of schedule'!
    Wow well done everyone :T
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Hi,

    I'd like to be added please. Was #168 last year - I was Poorlittletightgirl but now Bargainhunter30, as was locked out of that account - Any number fine. Target of £7000 this year please and determined to update regularly!
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • Happy New Year everyone and thank you Julicorn

    #169 £697.67 paid to start the year so £697.67/£8000 I'm off the starting blocks :j

    Also just put £600 into my mortgage neutral fund, but not counting as an overpayment because I'm using this as a contingency pot as I'm on my own and started to worry that I could lose everything I've worked for if I couldn't pay monthly mortgage if anything happened.

    Good luck everyone for 2019 :D
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    #43 first op of the year is £860. A good start but really need to make/save extra to be mf by the end of the year or sooner. Just over £11,700 left on the mortgage not due to finish until June 2028 so feeling quite chuffed with the progress we've made. With every op made monthly mortgage payments reduce so op will increase to account for that. We have no limits on op but can't fully pay it off until March 2022 but if there's only £1 left by Dec 2019 I'm still declaring that as mf😁😁
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    I'd like to be added please. Was #168 last year - I was Poorlittletightgirl but now Bargainhunter30, as was locked out of that account - Any number fine. Target of £7000 this year please and determined to update regularly!

    Welcome back, I've added you as #139 now :)
  • Number 137 checking in here, I made a mortgage overpayment of £90 this week! Woohoo!
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