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2019 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    OS_QS wrote: »
    Hi!!

    Please can i join in? I really want to smash overpayments this year, and *maybe*, with a favourable wind clear it!

    i have been awol, but think i participated in a couple of the previous years'

    Balance as of Jan 1st 2019.......... £39,414

    Target to repay is......... £40,000

    Thanks!

    Hi OS QS, of course you can! :) You're our #143 now. Best of luck with your overpayments!
  • #64 reporting another overpayment of £13.41

    Takes me to £71.31 for January so far.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • #81 checking in to report an additional January OP of £1900 making total so far this month £3950. Hoping for one more OP at the end of this month but then likely to be much slower progress the rest of the year.


    Thanks Juliecorn x
  • Hi Julicorn,


    MFW No 86 reporting in with an OP of £300 for the first payment of the year for January.

    Thanks
  • Hi julicorn £288 op just made # 130

    Good luck everyone , January feels like a long month already trying to be really careful with the spends!
    No more toys til Xmas 2022 , mfw 2023 challenge , Trying to not waste food , time or money and appreciate the moment more!
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi Julicorn,

    Please can I join.

    I’d like to overpay £5k this year.
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • jackieblack
    jackieblack Posts: 10,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another little OP of £30.93 yesterday, making £77.72 so far this month :j

    Had a letter from my lender a couple of days ago with details of my options as my current fixed rate finishes at the end of April.
    I chose the deal I wanted and went online to arrange and they’re going to let me start the new rate from 1st Feb! As the new rate is considerably less than I’ve paying since 2014 those 3 months is going to save me about £140! :j

    Am waiting for confirmation of my new MP but ‘should’ be about £45-50 less than my current MP! My plan is to continue paying the same as I have been so my OPs will increase by £45-50 each month :j:j

    Will update my target once I have exact figures and have done my sums :)

    Thanks julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur

  • #98 checking in with another op of £92.03 making a total op for January of £392.03 :)
    MFW #34 2020 £1000/£4000
  • Hi Julicorn

    Number 39 here with a total January OP of £207.

    Thank you,
    MM
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    skippie wrote: »
    Hi Julicorn,

    Please can I join.

    I’d like to overpay £5k this year.

    Sure thing skippie, you've got #144 now :)
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