2019 Mortgage-Free Wannabes

Couldsavemore

Sorry forgot my number :eek:

#48 OP made of £282

Kittenkirst

Happy New Year all

I’m off to a start already with £140 overpaid this morning, which has been made through selling my metalsmithing tools over the past few days.

Here’s to a great 2019 for everyone x

ZoPig2016

#113 reporting with a first payment of £892.56 :beer:

mmmsnow

Starting off 2019 with a £493.66 overpay.

varfor

Embarrassingly I've not accounted for a bunch of stuff in our budget meaning the overpayment goal I set is a bit out of reach :eek:

Please could I reduce my target to £4000? I'm #118. (I blame the Christmas Baileys!)

rosiest

planning on using bonus or shares later in the year to hit most of my target so will small payments most of the year but every little helps I suppose ... I'm not allowed to make any single payments that are over 3x my monthly DD amount so will need to factor that in and spread out

overpayment of £30 made today

#66 £30/7500

julicorn

varfor wrote: »

Embarrassingly I've not accounted for a bunch of stuff in our budget meaning the overpayment goal I set is a bit out of reach :eek:

Please could I reduce my target to £4000? I'm #118. (I blame the Christmas Baileys!)

Of course, no problem Christmas Bailey's make everything look possible!

taka

Happy new year everyone! Can I join please? I would like to OP £500 this year.

I normally overpay much more but I had a rethink on my priorities last year so I have very little cash left in the kitty over to OP. (Upped pension contributions as I want to have the option to retire early, saving to replace my windows and, as I hope to learn to drive this year, saving for a car!) I'm mortgage neutral now but it would feel wrong to not be OPing something as I've been OPing my mortgage since 2007 and the first MFiT challenge! My mortgage dipped below £10k for the 1st time testerday :j so even the teeny amounts now make a large difference. £500 this year would mean my mortgage being paid up 4 (almost 5) months early.

£34.72 OP already made...

julicorn

taka wrote: »

Happy new year everyone! Can I join please? I would like to OP £500 this year.

I normally overpay much more but I had a rethink on my priorities last year so I have very little cash left in the kitty over to OP. (Upped pension contributions as I want to have the option to retire early, saving to replace my windows and, as I hope to learn to drive this year, saving for a car!) I'm mortgage neutral now but it would feel wrong to not be OPing something as I've been OPing my mortgage since 2007 and the first MFiT challenge! My mortgage dipped below £10k for the 1st time testerday :j so even the teeny amounts now make a large difference. £500 this year would mean my mortgage being paid up 4 (almost 5) months early.

£34.72 OP already made...

Hi taka, thanks for joining! Great to hear you're so close to the end now You're our #126 this year.

Southernman

Hi,

I don't think i was involved with the 2018 thread but would like to join the 2019 one!

I want my goal to be set at £5000. It's going to be tough as we are saving for a house extension too but after viewing the mortgage overpayment calculator and crunching some numbers it seems achievable!