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2019 Mortgage-Free Wannabes

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  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 December 2018 at 10:37AM
    Another new poster here! Have been working on the OPs more seriously since April this year and have been able to OP £7000.

    Keen to up the target in 2019 to £12,000. Think this would be a good way to keep accountable.

    Might also start a diary too... :think:
    Hope you all enjoy the last couple of days of this year, roll on 2019. :beer:

    Welcome. I think a diary would be good, I'd definitely follow it. There are many that are 1000's of entries and too daunting for me start :embarasse. All the best. I have a diary with my last entry nearly two years ago, going to jumpstart that to help keep me accountable and on track.
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • c1403
    c1403 Posts: 37 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hello All

    I'd like to join if that's okay?
    After a few years of uncertainty we are now ready to reduce our mortgage over-the-counter next few years.
    Our target this year is £5000. Hoping to overpay by £200 per month and then some lump sum payments as and when.
    Any number is fine.
    Thanks
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    c1403 wrote: »
    Hello All

    I'd like to join if that's okay?
    After a few years of uncertainty we are now ready to reduce our mortgage over-the-counter next few years.
    Our target this year is £5000. Hoping to overpay by £200 per month and then some lump sum payments as and when.
    Any number is fine.
    Thanks

    Hi c1403, welcome to the challenge! You're our #117 now (and have just helped pushed our total target to above £800k :) ).
  • varfor
    varfor Posts: 53 Forumite
    Eighth Anniversary 10 Posts Photogenic
    :wave:

    We moved into our first house last month and I am a bit daunted whenever I look at the balance!

    Please could you put me down for £9000?
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/9000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    varfor wrote: »
    :wave:

    We moved into our first house last month and I am a bit daunted whenever I look at the balance!

    Please could you put me down for £9000?

    Sure thing, and congratulations on your new home! :) You've got #118 now.
  • Hi julicorn

    After playing with my spreadsheets I've finally decided on a target.

    So #6 with a £5500 overpayment target for 2019

    Good luck everyone and Happy New Year!
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • hay77
    hay77 Posts: 136 Forumite
    I've been Money Tipped!
    Hi can I please join? Waiting for my annual statement but hoping to pay off an additional £5000.
    Thanks
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    icklehelen wrote: »
    Hi julicorn

    After playing with my spreadsheets I've finally decided on a target.

    So #6 with a £5500 overpayment target for 2019

    Good luck everyone and Happy New Year!

    That's excellent, thanks for letting me know :) That's all updated now. Happy New Year and all the best to you too!
    hay77 wrote: »
    Hi can I please join? Waiting for my annual statement but hoping to pay off an additional £5000.
    Thanks

    Of course! Welcome to the challenge. You've got #120 :)
  • cod3
    cod3 Posts: 805 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee! Combo Breaker
    #53 I have decided my 2019 target will be £1,830

    I have now updated my avatar to celebrate reaching my 2018 target :j

    Happy new year and good luck all for 2019 :beer:
  • Hi,
    I’d like to join and hope to make OP of £2000 in 2019.
    Thanks
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