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2019 Mortgage-Free Wannabes

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Comments

  • No 112 checking in with my usual OP of £999 for November.

    Also another milestone hit this month - mortgage balance is now less than £100k :j
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Raggle1
    Raggle1 Posts: 48 Forumite
    Hi

    #62 checking in with a £1000 overpayment for November.

    Thanks
    MFW 2019 No. 62 £10120/£10000; MFW 2018 No. 62 £3390/£2400
    SPC 12 No.006 £99/No target
  • charlie792
    charlie792 Posts: 1,744 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 18 November 2019 at 8:03AM
    #111 checking in with the last few months

    August 855.94
    Sept 2527.21

    October was actually a MINUS from the account. We got married basically around pay day so of course all final balances needed paying around two weeks before leaving us with limited cashflow so ended up having to draw down some money to sub us until payday

    October MINUS 1520

    Good news is November is looking a lot more positive. We had a little left over from our wedding fund in the end so have repaid that back into the mortgage. Also me and OH pay 50/50 usually to the mortgage but lately I've just be putting all my savings in there rather than my own account so OH has been a bit behind me, we've shuffled some money around now and withdrawn some money from his personal savings to put into the mortgage so we're back to 50/50 again.
    Total so far for Nov £ 6220.34 - I'll have a final total for the month after payday.

    At the moment *touch wood* were on track to pay the mortgage off December 2021
    MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
    Aug 2014 £114,750 -35 yrs (2049)
    Sept 2016 £104,800
    Nov 2018 £82,500 -24 yrs (2042)

  • Hi,
    #75 checking with a late OP balance for October of £190.13.
    Apologies for the delay.
    MFW: Was: £136,000.......Now: £47,736.58......
  • #107 - another tenner following an account tidy. £40 for November so far! :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • #19 checking in! ��
    I unexpectedly came into some money and have overpaid £4,248.84 (the remaining amount I can overpay until end of January!
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • #129. Overpayment of £106 for November.
    Thank you ��������
  • No. 58 - payment today of £2870 bringing my November total to £3810.

    I am now mortgage free!!! :j:j:j

    Thank you everyone and especially you juliecorn for keeping this thread running - pretty sure that without it I wouldn't have got to this point for years to come! :D
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    I am now mortgage free!!! :j:j:j

    Many congratulations!
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No. 58 - payment today of £2870 bringing my November total to £3810.

    I am now mortgage free!!! :j:j:j

    Thank you everyone and especially you juliecorn for keeping this thread running - pretty sure that without it I wouldn't have got to this point for years to come! :D

    Well done squirrelgirl - that is wonderful news. What a great way to finish the challenge and that is it now, no more paying it out. :T:T
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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