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2019 Mortgage-Free Wannabes

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  • Hi everyone

    #97 checking in with an overpayment for November of £50. This takes my total to £1,900/£2,500.

    Jan: £460/Mar: £290/Apr: £300/May: £300/June: £300/July: £50/Aug: £50/Sept: £50/Oct: £50/Nov: £50

    Thanks Julicorn :)

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    No. 58 - payment today of £2870 bringing my November total to £3810.

    I am now mortgage free!!! :j:j:j

    Thank you everyone and especially you juliecorn for keeping this thread running - pretty sure that without it I wouldn't have got to this point for years to come! :D

    Congratulations and well done, squirrelgirl!:j:beer:
  • Thank you islelm, Suffolk lass & julicorn :D

    It's feels real today...the money has cleared and the balance gone :D :j

    Just wanted to say that it's really worth the effort - my smallest op was 11p, my largest 4k but despite the difference in size, they both had an impact on the balance and it was the impact it had in my head that really mattered - I was doing what I could to become mf ;) now I'm there, I just wanted to reassure anyone who feels at times that it's insurmountable that it's worth ploughing on, a penny at a time if needed ;)
  • Hi,

    #93 checking in with another payment of £750 for November.

    Total for November £1163.46

    Thanks, MTP
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hello all

    #60 checking in with November’s overpayment - £400.

    Have a fab weekend all.

    L
    Was MFW#60 - mortgage paid off December 2021
  • No. 58 - payment today of £2870 bringing my November total to £3810.

    I am now mortgage free!!! :j:j:j

    Thank you everyone and especially you juliecorn for keeping this thread running - pretty sure that without it I wouldn't have got to this point for years to come! :D

    Congratulations!!!:T:T:T

    A great way to end the year.

    Any new goals or you planning to enjoy the 'extra' money?. I know as the end of the mortgage approaches for us (still 3 years away but feels more achievable every month). I do wonder whether we'll want a new goal straight away as we're so used to aiming for something.
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • Thanks teameffort! :D

    We still have goals to achieve over the next 24 months - some are pleasurable (holidays), some are necessary (garden) and some are tidying of loose ends (clearing very old, interest free debt).

    In all honesty, it's a redirection of funds now :rotfl: but it's lovely to be in the position where we can :D

    I'm looking forward to being able to keep the focus on being financially responsible but much more at my leisure...the urgency has gone now that the mortgage has - if all goes to hell in a handcart tomorrow, at least I'll have a roof over my head ;) - so I have much more flexibility in how and when we do stuff and that's a nice feeling :D
  • charlie792
    charlie792 Posts: 1,744 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Morning!

    Well done squirrel girl!!!!


    #111 checking in with my final additional Nov amount - additional £1000 to add to Novembers total
    MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
    Aug 2014 £114,750 -35 yrs (2049)
    Sept 2016 £104,800
    Nov 2018 £82,500 -24 yrs (2042)

  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #106 here with a further £700 transferred to the mortgage account. Thanks,

    November total: £2,200
    2019 total: £28,038 / £28,000
  • f0xh0les
    f0xh0les Posts: 7,624 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I am now mortgage free!!! :j:j:j


    Yay!!!!_party__party__party__party__party_
    :dance::dance::dance::dance:


    Guess your :xmastree::xmastree::xmastree: is going to be extra special this year
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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