Working Hard Debt Diary - Here goes

Happytogetdebtfree · 16 May 2009 at 5:46PM

well done working that is fantastic I'm so envious hehe I wish we were6 paydays from debt freedom what will u do? X

hypno06 · 16 May 2009 at 5:46PM

Ooh, that's a good way of doing it - I have 11 paydays till DFD......that sounds pretty good to me!!

WorkingHardDFW · 16 May 2009 at 5:46PM

It goes like that sometimes doesn't it. OH car had a nail in the tyre this week. £200 later ...he has a new tyre!! Since the car fund is well and truly empty that went on the CC and will have to come out of next month's car fund. Trouble is his car is going to need a service before we go on holiday and that will be in June but prob before June's payday. Cars.....:mad:

It's really windy here as well. We had a power cut in the night. Quite a long one since around 5am all the house alarms started going off including our own. So you can imagine what an early call that was on a Saturday am!! Oh wasn't best pleased.

I know 6 paydays (that includes this months!) - amazing and will be just short of 2 years since we started on being a DFW!!

WorkingHardDFW · 16 May 2009 at 5:51PM

Yeap H - I know it wishing my life away but putting it into paydays gives it some context for me.

HTBDF - I'm not sure. Definately going clothes shopping (hence the reason i'm on a fitness regime at present - that and holiday looming). I'm going to start a master degree in November as well so that should keep me busy. Really though try and relax a little (finance wise) and start paying off the mortgage (alert possible defect to the MFW boards - maybe

), building up some savings and cutting ourselves a little slack - which staying on budget of course...

All a long way off though. Need to get ebaying again, still MS and MB but I've not taken any money out of the later yet just building up a pot of money. I've got at least £350 in my account now so its a nice buffer so I may just be able to take the odd £50 to put towards my month target of £200 extra - not as steep as H's target but I'm not sure I've got her energy :cool:

Happytogetdebtfree · 16 May 2009 at 6:13PM

Ahhh definatley enjoy a spending spree hehe x it's got to be done hasn't it. I'm so pleased for you hehe x x

Compingirl · 16 May 2009 at 6:49PM

OMG now Hypno! 11 months to DF!!!! Whose threads will I readto keep me motivated

I might have to start my own

Well done and well deserved to the both of yoy. Just stop a minute and look at what you've both achieved it really is inspiring, i'm off to update my signature and work me out a payday DF date of my own- it shant be this year tho lo!

Compingirl · 16 May 2009 at 8:30PM

Ive updated my siggi (hanging head in shame) and have worked my DF date to be at least 20 paydays and counting! But I am aiming to be down to 2 cards and an overdraft by April next year so thats my new mini target

hypno06 · 16 May 2009 at 8:57PM

Compingirl wrote: »

OMG now Hypno! 11 months to DF!!!! Whose threads will I readto keep me motivated I might have to start my own Well done and well deserved to the both of yoy. Just stop a minute and look at what you've both achieved it really is inspiring, i'm off to update my signature and work me out a payday DF date of my own- it shant be this year tho lo!

haha! I will still have to post here - to keep me from getting back into debt ever again, I reckon!

Besides, I still have a bloomin great mortgage to get through....

.....and I want to move to my dream house, so need to save a bit of a deposit - so mystery shopping, ebaying, scratchies etc will still be incredibly necessary!

hypno06 · 16 May 2009 at 8:58PM

Compingirl wrote: »

Ive updated my siggi (hanging head in shame) and have worked my DF date to be at least 20 paydays and counting! But I am aiming to be down to 2 cards and an overdraft by April next year so thats my new mini target

20 paydays really isn't that much.....and I am sure you can bring it forward by a month or two.....