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Working Hard Debt Diary - Here goes
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Morning sounds like a plan working. Good luck with revision and fitness regime I deffo need to shape up but it's finding the umph to get going. And already am wishing for payday again xoI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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:(Fitness regime has been a non starter this week.
Very embarassing but necessary.
No alcohol this week, until tonight. Which has been good. Busy week at work and busy week revising for my exam next week :eek:. HEnce the fitness not really getting started this week however the healthy eating has been good so that is a positive.:eek:
Finance wise all is fairly quiet this week. I seem to be shelling out for the start of term costs but thats all covered from the budgets.
I got my tax demand in for this year so at some point I need to work through the paperwork and sort out my tax return. I'm determined to get it done during May this year. I don't want it hanging around all summer.
I am so looking forward to getting my exam out of the way next week and getting my life back. Then there will be no excuses for the fitness regime, healthy eating and some more debt busting which hopefully will be for nice things (spa fund, ski fund). I might even get my matched betting head on again :rotfl:
Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Good vibes for the exam.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yes, definitely good luck for the exams - I am sure you will be fine!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Revision is still dragging on. TBH I'll be so glad just to get this darned exam out of the way next week, anyway...
£64 in the spa fund now. This is being increased very slowly by emptying out the penny tin. I'm sure they think I'm daft in the b/soc since I keep going in an paying a couple of quid one day and another couple a few days later. Its quite nice to be saving for something rather than saving to pay off the debt.
The overspend still hasn't gone away though so I am feeling slightly guilty.
Enough - more revisionWorking Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Hi, ive changed broadband so been unable to post for ages! all done now tho and seems OK.
Good luck with the exam, get that overspend sorted! and well done on the spa/ski fund. Think that covers it lol! cgxCC Debt: Jan 10 £21,660 now £8,170 hurrah!0 -
I was wondering where you'd got too. Did you get withdrawal symptoms not being on MSE? Lol what are we like?Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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ha, yes I did! How sad am I ! I could type the post but then it wouldn't post it - sorted now though thankfully
I liked your epiphany - I think i'm due one of them lol!CC Debt: Jan 10 £21,660 now £8,170 hurrah!0 -
I'm avoiding revising tonight which is why I'm on here...
What a cracking weekend. It makes such a difference when the sun is shinning doesn't it :cool:
OH starting playing cricket yesterday which was the start of the season. However I did get him to fix my bike which meant I was able to go out for a cycle with the DS's in the afternoon. My bike needed a new tyre and innner tube (£20:p but needed for the summer and fitness regime). It was such a shame that our route (canal path with lots of hawthorn) resulted in my getting a puncture in the other tyre which meant I had to walk back and I'll probably need to invest in another inner tube at least. The LT plan is to give my bike to DD (who is now tall enough for it with the seat lowered) since it was given to me from my MIL (who is significantly shorter than me!!
). Thats something to save for now as well.
Today we had DS2's birthday party - footie!! :rotfl:Great fun as OH ran the session (to save costs since he is a coach just in a different sport) which I think he found trying at times. It wasn't DS2's age group (6) it was the olders siblings including DS1 (10). Never mind good fun had by all, weather was glorious, lots of memories made and under budget :cool:. I just need to sort out DS2's birthday pressie now for next weekend. Lastmin.com here!!
Just about to bring the finances upto date - I think I'm a definate control freak with this now since I find it hard to leave them for even a few days or more. Still there are worst things to be - deep in debt being on of them of which I am familar :rotfl:
Anyway off the cyber shop, juggle balances and Oh do some blinking revisionWorking Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
Happy revision & balance juggling!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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