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Working Hard Debt Diary - Here goes
Comments
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Still revising.................
easily distracted today clearly..............£74 in the spa fund now which is fab although the last of the coin from the 'penny pot' has now been counted, bagged and included. Ebay et al will have to raise the remainder when I am seriosuly back on line tomorrow evening.
I had to buy some choccy to get me through today, needs must and all that
Not sure we're going to get DF this month yet again but we'll be agonisingly close to it I fear...
revision beckons....Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0 -
ooooh so close! I'm still sat in my pjs deliberating what to do next when I found myself on here! happy revising cgxCC Debt: Jan 10 £21,660 now £8,170 hurrah!0
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Its quite addictive this place isn't it. I'm always drawn to it especially when I should be doing something else - as now!!Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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I can fully relate to you re academic work it's easier to be distracted and cmr on here. Lol good luck with revision, it's a miserable day which does make it easier to do academic work. I'm not having choc I need to lay it off abit lol following the diet you see lol xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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So do I need to lay off it, very much so, but alas I gave in this am.Working Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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Ive had a weekend full of it so dont worry lol.... i could eat lots of chocolate as i feel like im battling uphill and sometimes its very hard grrrrrrI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I had to do an emergency shop (nowt in!) and found a 100g milka dime bar in my trolley! Now in my tummy and I feel sick! diets going well again lol glad its not just me cgxCC Debt: Jan 10 £21,660 now £8,170 hurrah!0
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I wish chocolate was healthy for us hahahaI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Ok I have given into chocolate it was worth it lol it's the only fix for stress xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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The exam is over :j, the studying is over :j(for now), I get my life back :j(sort of). Such a nice feeling to have it done and dusted. Lovely :cool:
So what now, priorities moving forward in no particular order:- Loose weight and get fit, enough is enough, I'm so fed up with being overweight and I'm starting to get concerned about long term damage. So I need to be focused on this. How do I intended to do this: exercise (walking the hornd, swimming, running, cycling and boucing - don't laugh on a pre LBM trampette thingy which I can't quite bring myself to get rid of). I want to do something everyday even if its just walkign the dog. I've already committed to doing a 3 mile hike with the Cubs on Saturday. I'm out for the next two nights so walking the hound will be tricky in the evening however I can walk to where I am going so that will be a plus.
- Eat healthily - harder than it sounds but its the comfort eating that gets me. Thankfully the kids have managed to get through their Easter chocolate so thats all gone and there is lots of lovely fruit in the house. So should be simple, we'll see but I've got to try.
- Get DF. Suprisingly this was not the first thing that came to mind. Again don't laugh but having this debt has kept me focused for the last few years and I'm not sure I'm quite ready for being Df. A load of tosh I know but that is how it feels at present. I would have given such a lot to be in this position a year ago so I am definately not complaining. This month overspending is £147 so far, roll on payday next week. This has got to be paid from the debt fund which leaves less to be paid off the debt next month. If my maths are correct this should leave us with a debt of £1167 next month, so close
, however I can't magic the money up. We've spent it so we need to pay it off.
- Get organised at home :rotfl:. The list is endless as you can imagine: filing, sorting out, clearing through, sorting through wardrobes, under stairs cupboards, clearing out more rubbish from the garage, tidying up the garage, painting the garden fence, sorting out the planters, sorting out some saving bits for my Mum, transferring my ISA the list is endless but it will get sorted.
- Make the most of my non studying time, enjoy my kids
, enjoy myself, see friends, go out with OH, plan holiday (if planes are up in the air again by then!).
- Start MB again and sell bits and bobs on ebay
Please let me be DF next month, don't let us overspendWorking Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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