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Working Hard Debt Diary - Here goes

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Comments

  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Whens OH's bonus due then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Later this month BL so that will clear the additional £3.6 of debt we've got at present
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats great then :)
    You still on target for end of March then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • wow working so close its crazy :D id be anxious like waiting for exam results :D i bet it must feel werid eh that you will be saying the words i am debt free :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Compingirl
    Compingirl Posts: 437 Forumite
    All sounding good and in control. Which resort is DD going skiing? Glad to see you've started a ski fund for next year :) cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Wow, you really are so close - I'm quite excited for you :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Thanks for all the posts.

    I can't believe that we are could technically be DF this month. I'm looking forward to next months payday which is sad and wishing my life away but it will mean the car debt gets cleared. Anyway we'll see what happens as OH's main car still appears to be playing up and its never cheap to get fixed :p

    DD went this morning/last night and there are safely there now in France. I'm sure she will have a lovely lovely time.

    My ski fund now has £30 in it :o:o. I know that I've stacks of time but at least its a start. I did a MS today which has boosted the funds a little. I've not been doing them as you know but I need to start cranking it up a little if I've having this trip next year....
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I'm all for a ski fund, funded by mystery shopping and the like :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Well I'm back I can't believe I've been away from here for so long. Not that I've been doing anything exciting just working, OU, family stuff. Believe it or not our finances are actually quite boring now. Everything goes out on the 1st of the month and nothing else much happens...I'm so not complaining. Well whats new in the WHDFW household:
    • DD came back from sking and loved it :T:cool:. She had a fab time, I was so pleased it made it worth the graft to send her.
    • OU course is nearing completion. :T Final TMA submitted tonight and only the exam to revise for now :eek: which is next month.
    • DS's have birthdays very fast approaching. The birthday fund is quite flush however they've no idea what they want. You'd think a 10 year old and a 6 year old would know wouldn't you! DS2's party is organised, sharing with a friend (MSE ways) just the presents to sort
    • Off from work for next week and the week after. No childcare to pay for over the Easter hols :) and plenty of down time.
    • DS2 learnt to ride his bike at the weekend :). I cried !! How soppy am I...my baby
    • Mega ebaying sort out coming once exam is out of the way. I'm not sure I'm goinng to carry on MSing, however much the money has helped! I don't want to do any during the next tax year and I've still got to find the tax for this years earning. Ebay to the rescue me thinks.
    • My car is going for its first MOT on friday. I've never had a car that was too young for an MOT before so I'm going to enjoy the next day or two! I'm not expecting a big bill but hey we've all hoped that before haven't we.
    • Had a £50 cashback claim denied by Quidco from BMI. Very cross and I am doing battle at present but I don't hold out much hope :(
    • OH and I went out last weekend for a charity night. Spent £60 which doesn't sound too much I suppose but its more than we're used to spending however most of it was for a good cause. I got cross with OH who wanted to take the money from the joint account (a sign of his old ways) but thankfully I am on the case and it will be paid for next month.
    I am so looking forward to paydays later this week. OH's bonus has been confirmed :rotfl::cool::rotfl: and is slightly more than expected however his company have confirmed no payrise for next year (no surprise there really) so the extra is really his payrise as a lump sum. No matter it should bring our DF totals under the magic number.....we'll see

    I've been reading and checking on people's diaries as usual but I've just not felt the need to post.

    Be warned, catching H's lose weight theme I'm about to embark on a fitness, health, weight loss regime.......again!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to hear from you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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