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Slipping Through My Fingers

194959799100206

Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Amazing news Tea :D :j

    x

    Thanks WB :) I won't feel too much benefit this month but from June there'll be a big difference. xx
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Yay well done Tea that is fab news!!! xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yay well done Tea that is fab news!!! xx

    Thanks K :) Just having a think about my pots and whether I need them all now or not. Probably not in all honesty, but I like them so I might just re-name some :rotfl: xx
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I bought a plant pot while I was in town and divided the £10 left over from last week's money between a couple of pots which means I've now got £27 in my purse for this week.

    I've had a think about the pots and decided to keep them all but the Treats one will now be treats for other people. Nothing will be put in here automatically so there'll never be loads in but it means I can dip into it and slip DD a few £'s every now and then for a night out or if DS wants a bit of something I can treat him as well.

    There's also a new one called Target and I need to save £100 in here by the end of September for something I want to do for somebody in the family.

    So, pots are now:

    Savings: £50
    DS Savings: £50
    Dogs: £50
    Hairdressers: £0
    Christmas: £60
    Christmas Charity: £18
    Caravan: £30
    Treats: £20
    Target: £7/£100 by September

    This will all be done out of the usual monthly money I get and the £120 I'd normally pay off the CC will be put in a separate bank account for now. xx
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good :j :j xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 May 2019 at 5:46PM
    Great news on the debt being history :T :T :T :beer: :T :T :T. I like the new pots too.

    I hope you enjoyed the tea and Tunnocks (yum :drool:).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon :)

    Day 9/31, Prolific 45p cleared £1.35 pending, Spends 8th-15th May £20.50

    Took Mum with me to the garden centre and she treated me to the peace lily and also an air plant as an early birthday pressie. I bought the coffees and a toasted teacake may have fallen into my mouth ;) so spends are now just over £20.

    DD came home last night. She's got another sore throat and couldn't get warm. She seems susceptible to sore throats lately. :( She's officially finished lectures now and just has a couple of assignments that have to be in by the end of the month so at least she's not missing anything.

    It's cold, wet and miserable here today so I'm going to walk the dogs then settle down with another brew.

    Hope you all have a good day. x
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    B was like that at uni.
    Seemed to pick up everything.
    Hope DD is on the mend soon xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When you said peace lily it made me think of Hot Fuzz and his Japanese peace lily :rotfl:. It sounds like a lovely outing :).

    So is DD almost finished uni for the year? DS3 has an exam at the end of next week and then he's officially finished for the year, but he may stay on for a bit to hang out with his friends. I do wonder sometimes what he's paying £9200 a year for :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    B was like that at uni.
    Seemed to pick up everything.
    Hope DD is on the mend soon xx

    Thanks Beanie, she's had a few sore throats/tonsilitis since she started Uni. She's been to the GP a couple of times when it's been really bad but they won't even think about removing tonsils unless you have a lot of flare ups - can't remember the criteria now but it's high. She's also coughing and sounds quite chesty :( And of course burning the candle at both ends doesn't help ;) xx
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