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Slipping Through My Fingers

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Comments

  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Thank you WB, LABMUM and Beanie :) It's weird because I'm not that bothered about having the money that it'll save me, I'm just glad I don't have to keep paying the money. I'm definitely glad to see the back of it and its 26% interest rate :eek:

    Don't really know if that makes sense but I know what I mean. xx

    It does make sense! xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks Beanie. I guess I'm happy with my lot and really that's a good place to be :) xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happiness is everything :A

    It makes total sense

    x

    P.S hope you got the washing in before the rain :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks WB :) I don't want it to sound like I live a Pollyanna lifestyle but I am grateful that I'm here and also for what and more importantly, who I have in my life.

    Washing is like the hokey cokey today - in, out, in, out :rotfl: xx
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Thanks Beanie. I guess I'm happy with my lot and really that's a good place to be :) xx

    That is a truely awesome place to be :A xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Thanks WB :) I don't want it to sound like I live a Pollyanna lifestyle but I am grateful that I'm here and also for what and more importantly, who I have in my life.

    Washing is like the hokey cokey today - in, out, in, out :rotfl: xx

    Priceless :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • chocolatebum
    chocolatebum Posts: 334 Forumite
    Part of the Furniture Combo Breaker
    Great news about the CC,
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teafor2 wrote: »
    Well, Line of Duty has been watched .... but because HHD reads my diary and hasn't watched this series, I'm not going to say anything about it. ;)

    Thanks TF2 :).
    teafor2 wrote: »



    So, the first good news of the day is that after looking at our finances there's no need to hang on until July to pay the CC off so it will be gone by the end of the week. :j The idea was to pay £120 back into the account every month until I'd repaid what I'd borrowed but the second and best bit of good news is that hubby says there's no need for me to do that. :T So as from next month I will be £120 better off.

    Anybody who reads my diary will know that I'm a woman who needs very little and wants even less. Sometimes I hardly touch my weekly spends so I'm going to carry on putting the £120 to one side and save it. Not really sure what for but at the moment it's just so nice to know the CC has gone :)
    That's great news :T :T :T. Debts feel like such a burden on you and it's horrible having to pay interest.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happy Tuesday :)

    Hope you have a good day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks WB :) Hope you're having a good one. xx

    Afternoon Everybody :)

    Day 7/31, Prolific £4.65 cleared, £1.80 pending, Spends 1st-7th May £10

    Usual coffee and shopping day so some spending has taken place. I need to go back into town with DS after school to pick his glasses up. Part of the CC has been paid off :) the rest will be gone by the end of the week. :j

    Just waiting for PA to clear then I can cash out and I'm only 135 points off cashing out on Shoppix again. RH is at 119/1500 so a long way to go on that one.

    Hope you all have a good day. xx
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