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Slipping Through My Fingers
Comments
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All looking good
xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 23/28, 14 NSD's, Prolific £1.40 pending, Cash £17 for 22nd-28th Feb
Nothing to report today, but I've promised myself I'll keep on track so here I am. I haven't spent anything, so I've hit my NSD target of 15/15 :T Hoping for a couple more to add on before the month is out. And that's it for today. xx0 -
Woo hoo! 15/15 is amazing
well done!
Thsts more than half the month that you didn't spend - I'd say that's no mean feat!
Already off the starting blocks with PA again too.Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Well done on the NSD’s Tea xHouse Savings - £28.83
Emergency Savings - £105.19
Christmas Savings 2020 - £300
No spend days - 13/15
Debt:: MBNA: £100/£2,653.25 NEXT: £199.00/£199.00 Paid 13/03/200 -
Well done on 15 NSDs TF2 and I love the way your pots are creeping up
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I am going to try and track my NSDs as well, might sound like a stupid question, but if a DD comes out does that cancel the NSD? xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hello HG, NMC and HHD. Hope you're all having a lovely weekend. It's beautiful here. Funny how a bit of sun and blue sky can lift the spirits so much.
No question is silly K, from what I've seen people do their NSD's very differently. Some are very strict and if any DD's, petrol, food shopping etc is bought then it's not a NSD. Other's are a little more flexible and don't include those types of spends. Then there's me :rotfl: I don't include anything apart from what I spend from my personal money - £240 each month.
Personally, for starters and just for the sheer motivation I wouldn't include anything apart from personal spending. Why not have a look at the NSD challenge on the Debt Free Challenges, some people say what they're including/excluding so it might give you a better idea of what would work for you. xx0 -
Morning Everybody
Day 25/28, 16 NSD's, Prolific £1.40 cleared, Cash £17 for 22nd-28th Feb
Forgot to update yesterday but apart from it being another NSD there was nothing to report. It's not looking like any spending will take place today either.
I've just been through my Brexit store cupboard which has built up nicely over the past few weeks and taken a few things out for the FB. My local one seems to have become connected to Trussell Trust without me realising and without getting into it too much I don't totally agree with their criteria of people only being allowed to use it 3 times a year, so I'm giving the things to my church instead. People can use that one as many times as they need to and are often referred by outside agencies.
It's another lovely sunny day here today. DS has a teacher training day tagged onto his half term so he's still home. All back to normal tomorrow though.
Hope you all have a good day. xx0 -
Good thinking about the church foodbankI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I know we've discussed this before Beanie but the TT rules boil my piddle, if you'll pardon the expression. They're up in arms about benefits/universal credit delays but won't move their own goalposts. I used to take it to the FB in my town as it's easy to drop off and as long as somebody was benefitting I wasn't particularly bothered about being loyal to the church one :rotfl: but I will be from now on
Today has been a very quiet, very long and very boring day. So boring I've entertained myself with a fair bit of housework. It means I haven't spent anything again so I'm off to update myself on the NSD thread.
Hope you've all had a more exciting day than me - although that wouldn't be hardxx
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