Slipping Through My Fingers

HairyHandofDartmoor

Happy new year TF2 _party_

LABMUM

Happy New Year Tea. Look forward to reading your diary in 2020 xx

teafor2

Morning

Thank you for the New Year Wishes. Hope 2020 is a good one for all of you as well.

Day 1/31, Prolific £1.96 cleared, £1.84 pending, Spends 1st-7th January £35
Shoppix: 1025/3200, RH: 186/1500

First day of the month and money has been allocated to the pots and spends have been divided into 4 weeks. Here’s a more condensed version of my post last night

Pots
£25 Savings
£10 DS Savings
£25 Dogs
£10 Hairdressers
£10 Christmas
£5 Charity

Pots that aren’t really pots!
£159 household/car insurance/service
£17.61 Birthdays
£28 School Uniform
£33.34 Paypal for Christmas Experience
£0 Christmas 2020 from joint account

It's all pretty much the same as last year but it worked so why re-invent the wheel :rotfl: Can't see any major spending happening this week and the only thing I'll be looking for are some reduced Christmas cards for next year.

Have a great day everybody. xx

nomorecredit

Happy New Year to you Tea x

teafor2

nomorecredit wrote: »

Happy New Year to you Tea x

Thanks NMC Hope yours has got off to a good start. xx

teafor2

Morning

Day 6/31, Prolific £2.37 cleared, £4.84 pending
Shoppix: 1235/3200, RH: 248/1500

Monthly Pots - No changes since last week.

Pots that aren’t really pots
£143.74 - Household/car insurance etc. (£15.25 spent on household items)
£30.25 - Birthdays (monthly £10 added and some rounding down from joint a/c)
£ 28.00 - School Uniform (same as last week)
£ 33.34 - Paypal for Christmas Experience (same as last week)
£0 - Christmas 2020 from joint a/c (any money saved from shopping budget will be added to this pot)

I’ve worked out we need £110 for birthdays for family members/friends. This excludes the DC’s.

And Christmas 2020 remains the same as last year at £120. Again this excludes DC’s.

Hope the first week of the New Year has been a good one for you all. Xx

kindofagilr

Happy New Year to you and yours
Lovely to see the pots again, I deffo need to adopt that in my diary xx

teafor2

kindofagilr said:

Happy New Year to you and yours
Lovely to see the pots again, I deffo need to adopt that in my diary xx

Thanks K, and the same to you and yours. Pots are still ticking over nicely, starting this diary has helped me form some very good habits that seem to be sticking - for the most. I don't come on my diary much these days but as I'm here I think I'll do an update. Have a great day. xx

teafor2

Hello Everybody
I might not be posting as much I used to but MSE habits have been well and truly formed over the past 12 months. The pots  and 'pots that aren't really pots' are still up and running and look like this:

Pots
£45 Savings
£20 DS Savings
£50 Dogs
£5 Hairdressers
£20 Christmas
£3.50 Charity (I'm spending this every month this year which is why it's not building up)
£20 Christmas Family Meal
£0/£115 Theatre Tickets - (need to be paid back to household account)

Pots that aren’t really pots
£16.75 household/cars etc. (there was more in this but we paid £200 for new tyres and I've borrowed £115 for theatre tickets)
£24.62 Birthdays (was more but off the top of my head about £40 has been spend for Feb birthdays)
£32 School Uniform
£62.41 Paypal for Christmas Experience for DC's

I'm still doing surveys and loading receipts and need to pay back the theatre ticket money to household so have added that to the pot list. Everything has been covered for February and the next big spends will be in June when everybody in the family seems to have a birthday but that will give me time to bump the savings up. And that's about it I think. Hope everybody is keeping well and on track with what you're wanting to achieve whether that's debt busting, saving or even better both Have a great day. xx

beanielou

Missing the wave smillie.