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Slipping Through My Fingers

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Everybody :)

    Day 7/31, Prolific £3.82 cleared, Spends £0

    Feeling a bit cream crackered today, all the walking we did on Friday must be catching up with me as well as the cocktails :o

    I can't believe how many organised Mums there are on here who have already bought uniform for next term. I'm the mad one you see dashing around at the last minute wondering why there's nothing left in his size :rotfl: Although in my defence DS is shooting up so quickly I don't feel I have any option but to leave buying his things until the 11th hour.

    Apart from having a brew with Mum, today is going to be another quiet one. I'm knitting a family of hand puppets at the moment and I'm at that stage where I wish I'd not started but to stop would be a waste of the time I'd already spent on them so I shall persevere.

    Hope you all have a lovely day and manage to get out to top up your Vitamin D :) xx
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning :)

    Day 8/31, Prolific £3.57 cleared, Spends £35 8th-15th July

    A new week so spends pot is operating at maximum, for the time being. :D Don’t think it will stay that way for long though as I need to buy netting for a butterfly box I'm making.

    Quick round up of where I’m at:

    Savings £0
    DS Savings £10
    Caravan £30
    Dogs £0
    Hairdressers £0
    Christmas £105
    Charity £41

    RH is 866/1500 and Shoppix is 160/3200

    The plan from now on is to divide any money left over between savings, caravan and Christmas. Even though I've hit my Christmas target a bit extra is always handy.

    Hope you all have a great day. xx
  • beanielou
    beanielou Posts: 96,226 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a good week :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Have a great week. Can I ask what the DS savings are for please.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LABMUM wrote: »
    Have a great week. Can I ask what the DS savings are for please.

    Course you can LABMUM :) It's just £10 a month I save for him until he's 18. Then he can have the money to do with what he wants. From my point of view I was thinking holiday, towards a car, that sort of thing, but it's his and I don't stipulate.

    DD has had hers and it went to Uni with her and is quite possibly funding her social life and wardrobe :cool: She wants to go to New York with her friend when she's 21 though so it could be tucked away safely but I wouldn't bet money on it :rotfl: xx
  • DancingInTheRain
    DancingInTheRain Posts: 1,374 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi TF2, finally read through all your diary :o I really love your style of writing and the way you track your pots and extra earnings. You've definitely had an influence on how I look at my finances since starting my diary so thank you. I'm so glad you decided to continue your diary and look forward to seeing how quickly your complete you Christmas shopping ;) x
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Dancing in the Rain - love that name btw, it reminds me of my e-mail penpal and she's lovely. Wow, can't believe you've read all the diary, that's what I call stamina :rotfl:

    This diary has changed my whole way of thinking regarding my money which is probably why I'm already Christmas shopping before summer term ends :D

    Thanks for introducing yourself, it's always lovely to hear from new people. I'll pop over to your diary and say hello. xx
  • nomorecredit
    nomorecredit Posts: 299 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 8 July 2019 at 9:17PM
    Hi Tea

    I just wanted to stop by and have been wanting to stop by for a couple of weeks now and say that I am so pleased you didn't stop your diary I actually shouted out NOOOOO when I read it. I love reading your dairy and do every day, your budgeting style, tracking your spends and savings pots are fab. The title says it all slipping through my fingers and I hope you don't mind me saying but I think keeping your diary stops this happening and falling back into old habits again which can quite easily get us back into debt. You are so consistent and have nailed it and I really do try to take a leaf out of your book :-) I am trying so hard to not get into anymore debt so I think keeping myself to account on my diary really helps and reading yours does to.

    I also appreciate you popping by in my diary and your advice, although I am rubbish at times I love your company in there so thank you.

    Lovely to hear you had a nice weekend - I love cocktails, food and walking so it sounds perfect.

    Have a lovely rest of your evening
    NMC xxx
    House Savings - £28.83
    Emergency Savings - £105.19
    Christmas Savings 2020 - £300
    No spend days - 13/15
    Debt:: MBNA: £100/£2,653.25 NEXT: £199.00/£199.00 Paid 13/03/20 :)
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thank you for explaining Tea xx
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you so much for that lovely comment NMC It's not a very exciting diary but I'm very thankful for that :rotfl: You're right, just coming on here for a few minutes every day has made a huge difference to being able to keep on top of what I'm doing. After a few weeks on here I wrote I was only going to report in once a week but that lasted about 3 days because I could see myself 'slipping' again. :o

    You're not rubbish. You're busy and trying to keep a handle on a lot more than I am with work and 2 little ones to look after. I wish I'd come on here years ago though so my only advice is to keep posting whenever you can. Just seeing it written down in b&w seems to make a big difference to keeping on track and knowing where you're up to.

    Have a lovely week. Not long til the holidays now. :) xx
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