Advice please!

Lolly18

Morning!

Iv just noticed I have a financial association with my ex partner on Experian!

It’s a joint bank account and I remember now I added him to the account when we was together! He couldn’t get a bank account because he has awful credit history. He no longer uses the account. How much is this effecting me getting credit? Also how do I go about getting him removed?

Iv read that they also check financial associates credit history when you apply for things. Is this the case with eligibility checkers?

Lolly

[Deleted User]

If the account is now closed, file a notice of dissociation with the CRAs.

If it's still open, you may need him to agree to close the account.

Lolly18

I don’t want to close the account it’s still open and I still use it, he has agreed to come into the bank with me so i can remove him from the account.

I should then be able to file the dissociation?

[Deleted User]

Yes, once you have no joint products.