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Advice please!
Comments
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Morning!
Iv just noticed I have a financial association with my ex partner on Experian!
It’s a joint bank account and I remember now I added him to the account when we was together! He couldn’t get a bank account because he has awful credit history. He no longer uses the account. How much is this effecting me getting credit? Also how do I go about getting him removed?
Iv read that they also check financial associates credit history when you apply for things. Is this the case with eligibility checkers?
Lolly0 -
If the account is now closed, file a notice of dissociation with the CRAs.
If it's still open, you may need him to agree to close the account.0 -
I don’t want to close the account it’s still open and I still use it, he has agreed to come into the bank with me so i can remove him from the account.
I should then be able to file the dissociation?0 -
Yes, once you have no joint products.0
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