Advice please!

Willing2Learn

Well done for chasing it up!

[Deleted User]

Interesting - I thought it would be an automated process that would remove the defaults

Lolly18

!!! wrote: »

Interesting - I thought it would be an automated process that would remove the defaults

Me too Gary.

That was the case with Experian automatically removed at midnight on the 1st

welly_59

it usually is automated, they must have made a booboo somehow. For instance my wife had an equifax default automatically removed on December 30th

Lolly18

Thought I’d share this

Just rang EE about the poor service at my work place and at home, they’ve agreed to give me my line rental back this month and every month going forward until the issue is fixed. A problem with their masts or something.

That’s an extra £80 towards the marbles balance until the issues fixed.

Every little helps

Lolly

[Deleted User]

Well done for chasing it up - I have heard before Equifax are known for not removing things automatically. I actually had one at work the other day where someone's adverse was visible (despite the fact it should've dropped!).

Really bad, because potentially incorrect data is life-changing.

CRAs are a law to themselves mind

Lolly18

Default Gone from Equifax!

Regarding the capital one account, should I close this account? It’s only a £300 limit so can’t see it doing my report any favours?

Lolly

[Deleted User]

Keep it open. It's only a small limit but it's helping your utilitisation, which is currently awful but would be even worse if you closed it.

Keep working on lowering the marbles balance.

Mr.Generous

I can tell from your focus and determined efforts you will get there, just keep at it and hammer the debt. Every time you think about spending money remember the grief debt brings, spend when you can afford to not when you can't. Good luck.

Lolly18

Thanks guys,

Yea so it’s full steam ahead now on the marbles balance that’s my focus.

I will keep you all updated

Thanks for the support so far guys!

Lolly