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Champagne Lifestyle on a Lemonade Budget.
Comments
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I lurk, mostly, but I just HAVE to delurk to say how much I LOVE this thread. Really likeminded people. DH and I are both retired. He on health grounds and me because nobody gives a decent job to a 60+ woman, so I choose to stay at home and enjoy DH's company rather than slave away for a misery, under a bossy teenage manager!
We live on his state plus very small occupational pension plus my tiny occupational pension. I won't get my SP for another 5 years. We supplement with savings but have to be a bit careful.
However we love our Champagne lifestyle, we treat ourselves really well within our means, unashamedly. After decades of living like church mice, raising a family, we now feel life's too short to delay pleasure. Add the health issues we have and we really don't have time to waste!Finally I'm an OAP and can travel free (in London at least!).0 -
What a great attitude Caterina.
Beats some of the posters on the pensions and retirement thread. As in, I have 3/4s of a million, I'll receive a full state pension, work is making me ill, I'm 58 and wondering if I have enough to retire...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
lessonlearned wrote: »No Johns but there’s an Adrian.
Sweet but not really my type but ok as a friend. :rotfl:
Ooh the engines are firing up time to set sail. Time for the sail away party.
Tonight is fancy dress. British theme. I’ve got a mini “mod” dress with a Union Jack motif. And a matching Beatle hat. I’ll look a right sight.
It’s a larff. Innit.
hope it's not Adrian Mole:eek::rotfl:"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
Good evening everyone,
Glad you are enjoying yourself LL, I much prefer male friends these days to partners so much easier but you can rustle up a "plus one" if required;):D
Champagne moment for today has definitely been getting a multi-fuel stove installed:D:D. Definitely a "want" rather than a "need" as I could have supplemented my CH other ways for much less £££s but it will give me immense pleasure so absolutely worth every penny:D. This weekend I will be writing my Christmas cards while enjoying a glass of red in front of it- can't wait:). Yes it means my new bathroom will need to wait but I can live that. The "new bathroom" fund will be a future saving challenge:cool:.
A less expensive moment was watching a flock of young starlings discover the suet ball feeder in the garden. Talk about a rabble but such fun to watch on a cold, wet & miserable day.0 -
Love my multi fuel stove. So much nicer than the CH. Biggest pain is having to get the logs!
Denise0 -
Love log burners, so cosy!0
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lessonlearned wrote: »No Johns but there’s an Adrian.
Sweet but not really my type but ok as a friend. :rotfl:
Translated into "Not enough get up and go/Force of Nature type of man for me":rotfl::rotfl:. I've your style in men weighed-up LL.
Well - it's early days - and it's nice to have found another male friend anyway. In my experience - it's harder to get new male friends as one gets older - even if one is still making new female friends.
But then there are some of us (I shall mention no names - but she might be sitting in my seat:rotfl:) that have had a tendency to acquire our male friends in the past by either "translating" a former boyfriend into a male friend on the one hand. On the other hand - having someone as a male friend that you knew really wanted to be a boyfriend but that wasn't going to happen - as I didn't fancy them (admits to most of my boyfriends Back When having been good-looking:rotfl:).1 -
Enjoying the sun,Ll. lucky thing.
Afternoon tea today, with the Grumpy Old Women group. It's the best thing that this particular hostelry does. I've been fasting in anticipation!
Dinner out tomorrow, too, when the wine will flow.Member #14 of SKI-ers club
Words, words, they're all we have to go by!.
(Pity they are mangled by this autocorrect!)0 -
doingitanyway wrote: »What a great attitude Caterina.
Beats some of the posters on the pensions and retirement thread. As in, I have 3/4s of a million, I'll receive a full state pension, work is making me ill, I'm 58 and wondering if I have enough to retire...
It is a great attitude. I look on the pension threads on here and feel a bit worried that I am not more worried about my plans for my husband and I to retire early.:D
I think the people that post on there just tend to be very cautious and careful people.:)hope it's not Adrian Mole:eek::rotfl:
That is exactly who came to my mind first too. How funny.:rotfl:0 -
Wednesday2000 wrote: »It is a great attitude. I look on the pension threads on here and feel a bit worried that I am not more worried about my plans for my husband and I to retire early.:D
I think the people that post on there just tend to be very cautious and careful people.:)
That is exactly who came to my mind first too. How funny.:rotfl:
Great minds think alike:rotfl:
"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0
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