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Mortgage freedom/FIRE diary

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  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I caught my Mum check if my house plants had been watered on their last visit, lol.  They are lovely but they like everything in it's place and clean and tidy.  With the depression I find it difficult to motivate myself to do the household chores.  I have to prioritise keeping ourselves clean and presentable and going to work.  If I can do more then that's a bonus.

    I have had a great time with them today, and not just because they brought cake and gave me some birthday money  :D  I, of course, fed them Olio Pret food and splashed out on some Pringles to go with it.  Cake for pudding so didn't even have to make the crumble.  They offered to take me and DS2 out for a meal but I couldn't do it, DS2 went though. 

    I am working the next three days and have collected enough Olio Pret food to cover most meals at work for two of those days.

    Have a great weekend everyone.
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I have worked the last three days so haven't been doing much money saving.  I did go online to look at when my fuel bill was coming out of my account.  It suggested I lower payments from £63.50 to £57.10 which I done.  This has been a real moral boaster because my accounts at the of September 2025 now stands in the black.  From minus £300 ish to now £9.33.  There is a long way to go and obviously this only accounts for the items I have budgeted for.  But it's a rough idea of what my finances will stand at September 2025 when the mortgage is paid off.  I will try of course to inch it forward to August.

    Tomorrow is my 50th birthday and I am attending a Wellness event paid for by my hospital.  I'm looking forward to a relaxing day.

    PA is really slow but I did manage a Popul one for £2.  Only £14 until the payment threshold of £50.
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • greent
    greent Posts: 10,800 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy birthday for tomorrow! 🥳🎂🍾 xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Legs21
    Legs21 Posts: 251 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Happy Birthday 🎂 💐🥂🥳
    MFW 2022 #71  £4400/£4400
  • South_coast
    South_coast Posts: 5,936 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Many happy returns 🥳🥳🥳! What better present than getting the numbers in the black 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Happy Birthday, @Poppycat1 - it was my half century over the weekend too - June babies ROCK!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Baileys_Babe
    Baileys_Babe Posts: 6,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy Birthday @Poppycat 🎉🎂
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Baileys_Babe
    Baileys_Babe Posts: 6,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That sounds a lovely day @Poppycat
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Happy birthday Poppycat1 sounds like a great way to celebrate 🎂🥂
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