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Friend's Daughter has spent £450 on Roblox without her knowledge

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  • IanManc
    IanManc Posts: 2,458 Forumite
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    zagfles wrote: »
    Do keep up. The money has been refunded. Despite the usual sanctimonious drivel on here.

    Well with a posting total of 13435 posts on this site - which is much more than most other contributors to the thread - then it would appear that you produce far more "sanctimonious drivel" than the rest of us. :)

    Oh, and if you kept up yourself you would realise that the other contributors to the thread said that Halifax had done nothing wrong and wouldn't pay anything, but that the best prospect for getting any money was to explain the situation to Microsoft and ask for the money back which is exactly what worked.
  • zagfles
    zagfles Posts: 21,494 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    IanManc wrote: »
    Well with a posting total of 13435 posts on this site - which is much more than most other contributors to the thread - then it would appear that you produce far more "sanctimonious drivel" than the rest of us. :)

    Oh, and if you kept up yourself you would realise that the other contributors to the thread said that Halifax had done nothing wrong and wouldn't pay anything, but that the best prospect for getting any money was to explain the situation to Microsoft and ask for the money back which is exactly what worked.
    A small number of posts said that. The majority was the usual clueless rubbish.

    Anyway good result in the end. Hope everyone's delighted :)
  • zagfles wrote: »
    A small number of posts said that. The majority was the usual clueless rubbish.

    Anyway good result in the end. Hope everyone's delighted :)


    I doubt Microsoft are
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    karljt2013 wrote: »
    It only takes a few minutes to set up if you are tech savvy enough to understand that it needs setting up in the first place. When you are a working parent with a boy and a girl - the boy plays fortnite and the girl plays roblox and you already have a thousand jobs to do this can be VERY easy to miss. The pester power can be immense. And the consequences of that mistake should not be your entire damn bank account being cleaned out by dozens and dozens of identical transactions.

    Many of you guys are quick to judge without looking at it from a human level. We aren't all Sheldon Cooper from the big bang theory.

    The week we have had getting this refund back has made me realise there needs to be an MP (or a public champion like Martin Lewis) who investigates these companies and I will explain why.

    When we first rang Halifax in shock they said something quite peculiar on the phone. They revealed that they have a very close working relationship with roblox. And if you put on your conspiracy hat you start to wonder "Why the hell would a high street bank have such a close relationship with a computer game company?"

    in our case the child spent £465 without permission. That was too much of a loss to shoulder so we had to approach all three companies (Halifax, Roblox and Microsoft) to plead our case.

    Just think of the many thousands of times this has happened where the amount lost is too little to kick up a fuss. Anything under £100 and the vast majority of people would just scrap it as a loss. It's took us nearly a week to communicate with all three.

    I maybe ranting here but underneath the surface something seems to stink to high heaven with these "In game purchases".

    I wouldn't be surprised if somebody did some serious investigative digging there would be some pretty scandalous facts revealed. That is why I am taking halifax to the ombudsman. This is no longer about the money. I want to suggest to the ombudsman that there is some kind of mutually beneficial/symbiotic relationship between banks and these massive game companies.

    Rant over.

    Videos on youtube, instructions.

    Lol I cant see the ombudsman talking to the game companies but give it a go.
    Its how the games companoes make the money from in game purchases.

    Kudos to Microsoft for refunding the money.
  • IanManc wrote: »
    Well with a posting total of 13435 posts on this site - which is much more than most other contributors to the thread - then it would appear that you produce far more "sanctimonious drivel" than the rest of us. :)

    Oh, and if you kept up yourself you would realise that the other contributors to the thread said that Halifax had done nothing wrong and wouldn't pay anything, but that the best prospect for getting any money was to explain the situation to Microsoft and ask for the money back which is exactly what worked.
    I used to think that Microsoft had very strict 'no refund' polices in this respect.
    :o
  • zagfles
    zagfles Posts: 21,494 Forumite
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    I used to think that Microsoft had very strict 'no refund' polices in this respect.
    Wonder what caused them to change their policy :)
  • karljt2013 wrote: »
    When we first rang Halifax in shock they said something quite peculiar on the phone. They revealed that they have a very close working relationship with roblox. And if you put on your conspiracy hat you start to wonder "Why the hell would a high street bank have such a close relationship with a computer game company?"

    Who on earth told you that? If it was the CS operator on the phone then they are chatting out their !!! to try and emphasize with you I expect as it is not true and they would not be told even if it were.

    Good luck with the Ombudsman, some of them see this sort of thing as a challenge so will be interesting what you hear back, or "your friend".
  • Wow.. this thread has been quite a read.

    Glad everything worked out for the OP/her friend... Microsoft is usually pretty good, if the situation is explained politely.
  • NBLondon
    NBLondon Posts: 5,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    zagfles wrote: »
    Do keep up. The money has been refunded. Despite the usual sanctimonious drivel on here.
    Nevertheless - the child should still learn in some way that the in-game stuff is not free and they need to pay for what they took without clear permission..

    We still don't know (do we?) how old the child is and whether they understand how in-game purchases work...or was it ever explained to them that the first one was a one-time gift.
    I need to think of something new here...
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NBLondon wrote: »
    Nevertheless - the child should still learn in some way that the in-game stuff is not free and they need to pay for what they took without clear permission..

    We still don't know (do we?) how old the child is and whether they understand how in-game purchases work...or was it ever explained to them that the first one was a one-time gift.

    Dont think we will find that out.
    I mentioned on the other thread this issue was on Watchdog.
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