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Hazelnutty's New Start

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  • themadvix
    themadvix Posts: 8,911 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    No idea about CC confirmation, sorry.

    I think concrete bases always seem smaller before the walls go up (extensive experience of watching Grand Designs!). Glad you’re pleased with it so far and well done on the French doors.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Hazelnutty
    Hazelnutty Posts: 745 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    edited 12 August 2020 at 9:38AM
    Thanks @themadvix I called M&S and the guy was pretty dismissive - how unreasonable it was to expect an email confirming the application had been made! I wonder if he'd been so offhand if I'd been a guy? Anyway, an email did make it this morning, phew! I should have the card next week, although nothing about the credit limit, which is kinda important.

    The roof is going on the garden room today, which is exciting! Only real stress on the renovation project is that we still don't have an appointment, or any news about the prospects of an appointment, from our energy supplier about moving the meter box (which we have to coordinate with UK Power Networks moving the consumer unit). Without this, the whole internal works can't happen. OH already has anxiety and depression linked to her longterm health condition and this is really not helping. I've definitely noticed a decline in her mental health recently.

    Likely NSD today and will be working hard. So much on my plate workwise (we're definitely NOT on holiday when students aren't on campus!) and am feeling a bit stressed. Pr0lific has had zilch the last few days so not earning either :/ but hey ho. Will check back in later. 
    Edit: I did pick up the L1dl £5 off £25 shop through the app that was listed on the MSE email last night though - the small win!

    Stay cool everyone!
    Choose kind:)
  • themadvix
    themadvix Posts: 8,911 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    How rude of the M&S guy- no need for that at all!

     Have a feeling you’ve said you’re with Tonik for energy. No words of wisdom, I’m still waiting on them, sorry. I feel for your OH - stress like this is bad enough when you’re mentally well.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great to hear about the building works - but lots of stress there too, your poor OH :(  Remember to take care of yourself too, sounds like you're pushing the envelope a bit with work and whatnot.
    2023: the year I get to buy a car
  • Hopefully when you’re through the storms of getting tradesmen and decorating done your garden room can be a little sanctuary for your OH and you. It will all be worth it! 
  • Thanks @DiscountDuck I have my DD for Christmas this year and am realy looking forward to having that time together in our 'new' home.
    Choose kind:)
  • Karmacat said:
    Great to hear about the building works - but lots of stress there too, your poor OH :(  Remember to take care of yourself too, sounds like you're pushing the envelope a bit with work and whatnot.
    Unfortunately @Karmacat I have form for this - I like to be someone who says yes to things and gets on with projects and ideas but it does mean I have horrible crashes every now and again. I had a momentary panic about work pressures this morning but got my 15-minute egg timer and a list of jobs and seem to be making OK progress. I really need a holiday but just can't see how to have one this summer :confused:
    Choose kind:)
  • Sistergold
    Sistergold Posts: 2,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    The Garden room sounds exciting but all constructions really do add some kind of pressure in trying to get it all to be done right! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Urgh how rude of the M&S guy- I’m always astounded by how some customer service teams can be so dismissive/rude! 
    All this work sounds very exciting but also super stressful- your egg timer sounds a great way to keep productive and in check :)

    Little Oscar is fine now- went off for another few days but had his tracking collar on so we were able to keep tabs on him until he ran home before the early morning storms (around 3am meowing his little head off!) :smiley:


    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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