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Hazelnutty's New Start
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Hi everyone!
A really intense day yesterday after DD stood up to her Dad for the first time. It was about their holiday together. A proper stand-off when he realised he couldn't just brush her off or browbeat her. I was really proud of her finding her voice. In the middle of the day, she was just too upset about his treatment of her so we went out for 5 Guys (her choice) and watched 3 episodes of RuPaul (ditto) - by the end, she'd come to her own position on it all, phoned her Dad and seems pretty positive. I will miss her like crazy!
Now she's definitely going, OH and I can make a few plans - we definitely need some kind of a break together. Paddleboarding got cancelled so have used the money to pay for a night in the Peaks, with a 2nd night coming from another pot OH pays into. Pleased about this - we need a break but just don't feel able to pay for a full week away with all the renovation work going on. I'll be able to cover the pub dinners and pints from my Ents or Holiday potsI'm working the rest of the time but we're determined to fit in some swimming and bakery trips
CC has cut off and it's £50 under targetI have a target for CC, which is the total of the pots that stay in my current account during the month (food, non-food bits, fuel, ents) - this then should pay off the CC at the end of the month. As I'm on track with the current account, coming in under budget releases some cash for reallocation, which, as every MFWer knows, is pretty darn exciting
Haven't decided yet what to do - will be done in my end of month report
Choose kind4 -
Evenin' all!
So DD has gone to her Dad's this evening ahead of the hols tomorrow so I'm in my usual mopey moodBut at least she left in good spirits. We had a fab time at a try-out taekwondo session at the local park this morning. It was going to be just OH and me but DD came along and became the total star of the show! She's done karate and judo before so had a lot of grounding. Looks like we'll be doing it as a family
Quite excited to start booking some things to do while she's away. I joined a cinema club recently so booked my first free ticket and also another swimming session (not the lido!) OH and I have scheduled in some other bits and pieces, mostly food n drink related
Only other spends was 2 light to clamp onto the bedframe (£45 was the best deal anyway, then also used Quidco - will come out of house virtual pot)
Choose kind4 -
It sounds like it’s all going well Hazelnutty, and well done to your DD for standing up to her dad!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Welldone to DD for standing up for herself!Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
As I'm on track with the current account, coming in under budget releases some cash for reallocation, which, as every MFWer knows, is pretty darn exciting
Haven't decided yet what to do - will be done in my end of month report
Balance target 31st Dec 23 £36,000Balance 1st of month £425001561 days to go........4 -
Thanks @themadvix & @Sistergold I feel it's a real turning-point in their relationship and our family dynamic. I just hope he realises it too! He wants her to behave in a more grown-up way and meet higher expectations - I pointed out that the flip-side of this was us treating her in a more grown-up way and meeting her expectations for a more mature relationship with her parents. She has a right to express her views have them taken seriously! If we don't model that, how is she going to navigate adult relationships herself? She should expect her views to matter.
Yes, @Clarity1972 ! Even shuffling the odd few quid is fun. I also love budget day when I fiddle around with my spreadsheet! I know it must seem a bit sad to outsiders but I love it!Choose kind3 -
Wow! Some huge steps forward here, on every level, congratulations Hazelnutty
2023: the year I get to buy a car1 -
Will the government U turn on a levels have an effect on you over the coming weeks?
CRx1 -
Well done to your brave and mature DD for that courageous step. I hope her dad realises he needs to treat her as a young adult whose views matter now. Have a wonderful break with OH, it is well deserved with all the stress of building work.“Just keep swimming, swimming, swimming” 🐠https://forums.moneysavingexpert.com/discussion/6098084/discount-duck-s-quest-for-mortgage-freedom#latest5
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the_cross_rabbit said:Will the government U turn on a levels have an effect on you over the coming weeks?
CRx
Choose kind4
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