Munchin's Marvellous Debt Busting Diary

GlendaSugarbean

It is hard to keep going over such a long period of time - looks like you have your new goals straightened out and know what you need to do to get there

Munchin

Afternoon,

Yesterday nephew & I went as far as Lidl. I did offer him the cinema etc but he was happy to get some buns in Lidl and go home.

I have changed my YNAB budget again - I think I have got so used to moving money from 1 pot to another that I don't think about it now and spend impulsively. I have got rid of most of my YNAB pots and I just have 4 left (not including all my bills). I have Groceries, Eating out & fun, Diesel, Everything else). I'm trying to get it into my head that once these pots are empty - that is it - no sneaking from savings or credit card etc.

So for the rest of the month I have -

Groceries - £30
Dining out/fun -£40
Everything else - £26
Diesel - £40.

All a bit squeaky but it is my own fault. I'm hoping for 4 NSDs this week but meeting a colleague for coffee tomorrow which was agreed a while ago.

Plans this week is just to survive Monday and then early day tomorrow and volunteer on Wed evening.

HairyHandofDartmoor

Are you okay Munchin?

Munchin

Hi HHD

I'm good - I just decided to start afresh with a new diary - https://forums.moneysavingexpert.com/discussion/6003784/munchins-moseying-out-of-debt-diary-again. I'm no good with links but there is where I'm hiding:) - Munchin's moseying out of debt.

M