NST Penny Pinching GoSober Stoptober

edited 1 October 2018 at 3:45PM in Debt-free Wannabe Challenges
546 replies 37.5K views


  • chocolatelover93chocolatelover93 Forumite
    1K Posts
    Seventh Anniversary Combo Breaker
    I would like to join please :D

    Challenge for myself - I don't smoke and rarely have a drink. I have been eating really unhealthy though so I will try and get my 5 fruit and veg portions a day :)

    Organise. Start as you mean to go on. Know the contents of your fridge, freezer and cupboards - been struggling recently so my brother bought me some food shopping yesterday bless him. That'll last me a while so I won't need to get any food for a bit.

    Regular budget items should be set by 1st October - am going to do this now! Am keeping spending low and trying to pay off my CC at the moment.

    No Spend Days - I'm gonna aim for 15 this month :)

    Improvise. Make do and mend with a creative twist - I'm sure I've got a few things I can do this with rather than chucking them out.

    Exercise Four times a week at least (20 minutes minimum but can be done 10 minutes at a time) - I am going to try and take my son for a walk every other day.

    Christmas - Already written a list and budgeting £10 per person. Although looking at my current finances it'll be more like £5.

    Banned Takeaways, coffee shops, chippys, pie shops, vending machines, sandwich bars etc. - need to do this anyway, this was going to be my challenge for the month haha.

    Extra Income Overtime, surveys, second jobs, craftsales at Christmas fairs - going to aim to do 1 survey a day

    Report in, daily if possible - will try to!

    C xx
    Read my diaryHere :)
  • apple_muncherapple_muncher Forumite
    12.2K Posts
    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
    Greent - can't believe your nephew is nearly 1 already!
    NST July; NSD 14; Ex 17

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • GlendaSugarbeanGlendaSugarbean Forumite
    689 Posts
    500 Posts First Anniversary Photogenic
    Count me in for the gobstopper challenge please :rotfl:
  • greentgreent Forumite
    9.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Greent - can't believe your nephew is nearly 1 already!

    I know! :eek: We were away in Portugal for half term when he arrived early last year - it's flown by!! xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2021 £361.84/ £500 Decluttering 2021: 1050/1250
  • Robi90Robi90 Forumite
    101 Posts
    Fourth Anniversary Debt-free and Proud!
    Can I also join for October?

    Organise. I did a lot of meal prepping for lunches last month which I think helped me stay in budget but I tend to get a bit peckish on my way home from work as it's a long commute so I need to start having some emergency snacks ready in my bag. I want to decline any spontaneous work drinks.

    No Spend Days. Going to aim for 15!

    Improvise. I'll try and apply this when it comes to cooking!

    Exercise I'm going to aim for 4 times a week at least and want to do a mixture of running as well as free Youtube workout videos.

    Christmas I've been putting spare change in a piggy bank since the beginning of this year and created a Christmas pot in my Monzo account that I've put a little bit of money in. Decided not to do Christmas cards this year.

    Banned Takeaways, coffee shops, chippys, pie shops, vending machines, sandwich bars etc.
    Yep this is banned. I don't want to do any eating out this month aside from the two social events I've planned for - a birthday and a leaving party for two close friends.

    Extra Income Will do a little bit of research into this.

    Report in, daily if possible - Yes I will try!
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
  • edited 29 September 2018 at 5:33PM
    Kerry_WomanKerry_Woman Forumite
    3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 29 September 2018 at 5:33PM
    Challenge – Do more self-care.
    Organise. This I must to. Have been tempted to buy things unnecessary.
    Regular budget Budget done. Have made a note of things I know I am planning to buy/do. Food budget set, just need to sort out shopping list next week. Have to be extremely careful of emotional spending.
    No Spend Days Going to be aiming for 20.
    Improvise Will try my best at this.
    Exercise Will do.
    Christmas This is already sorted. Have put money into a savings account each month for the year. Immediate family all get money. Christmas will be a difficult time for me so I will concentrate on self-care. Usually I spend time around my sister’s. Will have to wait to see what the plans are for this year.
    Banned This I have to concentrate on.
    Extra Income Will be doing surveys when possible.
    Report Will do.
    Frugal Living Challenge 2021
    Mortgage free as of 1st August 2013
    NST September 2021 NSD 14/20
  • chocolatelover93chocolatelover93 Forumite
    1K Posts
    Seventh Anniversary Combo Breaker
    Just set my budgets for the month! Am giving my CC's to my parents so I'm not tempted to use them!
    Read my diaryHere :)
  • ShrewbieShrewbie Forumite
    321 Posts
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    I would love to join please!

    Good luck everyone

    Shrewbie x
    Emergency fund €1K/€2K
    House Deposit €5K/€10K
  • laurenh1laurenh1 Forumite
    756 Posts
    Debt-free and Proud!
    Me please!
  • bizziebizzie Forumite
    250 Posts
    Seventh Anniversary 100 Posts
    Please can I join in for this month.
    Groceries: Personal Spend: 0
    Goals for 2021:
    Self: Health: Wealth :
This discussion has been closed.
Latest News and Guides

Best student bank accounts 2021/22

Incl. free 0% overdrafts and railcards

MSE Guide

Next 50% off sale rumour

Here's what we've found...

MSE Deals