What small DFW things will you do w/c 24th September?

DawnW

Morning / afternoon all (depends on when this is actually posted )
Gosh, be careful with that wasps nest CLF :eek:
((Hugs)) Foxgloves, been there


Today's list:
Washed hair and allowed to dry naturally
Raspberries from garden for breakfast
Made an inauthentic mince and veg curry thing - smells good Was nice, used up bits in the fridge and there is enough left for tomorrow. What is not to like?
Also made some Welsh cakes, just the dried fruit kind
OH hoovered downstairs :A
Bit of tidying in the garden
No spending planned today (apart from paying the milk bill) Did spend, as Campbells sent me a discount code £15 for a meat box, delivered. Haven't bought from there lately as I haven't found them as good as they used to be... probably why they sent the code!
Ordered butter from the milkman - it has gone up in price, and is now the same as the supermarkets (was cheaper, even than Lidls). I would still prefer to support obliging local business rather than give the supermarket the same money!
Checked banks
Read meters and entered readings on energy company's web site
Googled what type of compost I need to repot a hebe in the front garden. Just the ordinary kind, so can do this anytime Will need some of the ericaceous type for the heather though!
Load of washing, pegged out Forgot to switch it on, so it will have to go out tomorrow
All food from home Done
Might go out somewhere in the van for a walk this afternoon, it is a nice day and it gets a bit boring just walking round our rather dull little town. It is a dull little town, but there are some lovely places just a few miles outside it. Went for a windy walk on the downs



Babysitting tomorrow, so may not get the chance to post. Here's hoping for an easier day than last time!

merida88

carrielovesfanta wrote: »

A lovely autumn morning here although very cold. Wanted to enjoy it but feeling stupidly anxious today. Grrrr.

Hugs, hope you come up for air soon!

I fell off the wagon a bit last week - went to see my mum who was surprisingly chirpy, however I think she overdid it a bit as sister has reported she's not been great since. I took some baking and was all organised and then did. not. sleep. on Friday night. Consequently I completely mucked up the bus ticket app and managed to buy two singles AND a day travel ticket just for me. £4.90 that didn't need spending! I didn't activate the day travel ticket at least so will perhaps use it next time I go up. Got carried away and bought a fancy tinted moisturiser, instead of the waterproof trousers for winter biking that I ACTUALLY NEED. I had McDo on the way home too, and a takeaway yesterday (although OH paid for that). Got home and went to pop the immersion on for an indulgent bath and it was already on! We worked out it had been on since Wednesday :eek::eek::eek:

Just call me Spendy McSpendypants...

Today I'm at my other site again, just worked out all my expenses to claim which is something.

DFW things feel few and far between but I'll have a go:

• Made coffee at home - took in travel mug for the drive
• Supper is takeaway leftovers
• Gym tonight (assuming I get back in time)
• Halfway to sorting a meal plan for the rest of the week

I could do with some advice actually. Currently I have one CC with about £5k balance. I incur regular expenses for work so tracking the balance confuses me greatly, especially when it comes to fuel receipts as not all fuel I buy is expensable. Easy solution = get a new card for work and then I know where I am, ideally a rewards/cashback one. Trouble is, the 0% rate on the current card ends in Feb, so I might need to apply for a card to balance transfer to. Is it going to be a problem having two credit applications in four/five months? Do I apply for the BT card now and carry on with the current one for expenses? :think:

merida88

carrielovesfanta wrote: »

[*]Gym at lunchtime - done - Merida - another Crossfitter here (sort of). I did 2.5 years of Crossfit but the box has recently started to offer Opex training too and I've moved over to that as it's completely personalised. I got my first pull up last month after only 3 months of Opex training

Ooh what's Opex training? I'm still quite new to Crossfit (5 months or so) and loving it. Congratulations on your first pull up!!

allydowd

Hi September Savers,

Morning!:coffee:We're home. Very tired. But refreshed. (IYSWIM) Thanks for all your good wishes. Had to pop into the office for an hour this morning. Oh well. List will be added to as inspiration strikes.

It's freezing here today.


Debt-Free-Nillionaire Continuity Plan Year Four:

* Checked online banking.

* Planned next month's finances.

* Checked DW's accounts.

* Checked Bike and Go Account.

* Looked at travel expenses for this week's work-related travel.

* On Friday I wll be able to pay off the last installment of the monies I borrowed from DW's savings for my car. I will own her in her entirity and we won't have paid a penny in interest to a financial institution. :j Then I can start paying DW back the money I borrowed from her to pay for the holiday we just had.

* Checked all loyalty points. Can claim 48p from TCB.

* Backed up spreadsheet into cyberspace.

* Deleted all free, holiday-related Apps from phones to liberate space.

* Gave DW 3 week's food money instead of 4 as we were away for 1 week and ate from the holiday budget.


* Give self a facial...well, more of a sand, prime, grout....to be honest.





To be continued....

Things don't have to be perfect to be wonderful.

1LuckyLady

Afternoon all,
:wave: to everyone :grouphug: to those who need it

Welcome to lurkers and newbies FreedomISeek its a great thread, I hope you stick with us.

CLf Hope you're feeling less anxious now.

Merida sorry can't help with the CC question as we've had the same cc for 10+yrs

Today's list
Get dh to deal with his pension - major frog!
Switch dss alarm clock off at the wall for the daytime done
Go to gym after dropping the kids off to make the most of my membership. Will fill up water bottle done
Go to aldee on way home from gym for bread rolls & toilet rolls - stick to the list done
Charity shop is near aldee so drop in two bin bags full of clothes/books/dvds etc out of my boot done and bought a body warmer for ds for £2.50 (good make would probably have been £20+ new) 7 Terry Pratchett books for dh & 2 Dr who books for ds2 £3 so £5.50 spent - will look later on amzn to see how much the books would have been on there Books would have been £30.95 2nd hand on amzn, I paid £3 :D
Rm surveys done
Rm other survey correctly delivered one done
Triage fridge to make sure nothing goes to waste done, more carrots grated into the spag bol
Make families lunches for tomorrow done, getting the kids to help with this every night after tea is nice it takes longer for the three of us to do it then it would if I did it on my own but they've got to learn!
Check banking/update spreadsheet done
Wash a load on the quick 30 degree wash and line dry done and out on the line
Hoover round everywhere
Meal plan for the next few days done and re-tweaked as my parents called in on their way home from a day trip and I was able to offer them some of the spag bol so they could stay and spend some time with the grandkids
Make a spag bol in the SC for the first time well its in, fingers crossed its ok!
All meals from stores done
Get the freezer list back up to date done
Share bathwater and continue use up of lotions and potions
Check surveys, I'm a close to payout on for one site.
Continue going through my cupboards and reorganising/get rid of anything not needed to the charity shop/tip done, started off a new bag
Book restaurant for birthday meal - [STRIKE]waiting to here from sis whether to do it this weekend or next as the birthdays are mid week[/STRIKE] Table booked
Convert more mr t vouchers to cover the full cost of the above meal done and forwarded to dh so that he can print it at work.
:heart: Swept the drive as the amount of leaves coming in through the front door is driving me mad Was nice to spend a bit of time out in the sunshine.
Emptied purse and sorted out receipts/vouchers, good to have a sort out and remind myself of what we've got MOC wise.
Ordered some books as gifts for the kids, went through TCB, used a 15% discount code and added another book on to take me over the free delivery point. The extra book will be suitable as a gift for my sis for either birthday or Christmas
Ordered another book for dss from the library

Take care all.

carrielovesfanta

DawnW wrote: »

Morning / afternoon all (depends on when this is actually posted )

You hit 12.00 noon exactly :rotfl:

allydowd

merida88 wrote: »

I could do with some advice actually. Currently I have one CC with about £5k balance. I incur regular expenses for work so tracking the balance confuses me greatly, especially when it comes to fuel receipts as not all fuel I buy is expensable. Easy solution = get a new card for work and then I know where I am, ideally a rewards/cashback one. Trouble is, the 0% rate on the current card ends in Feb, so I might need to apply for a card to balance transfer to. Is it going to be a problem having two credit applications in four/five months? Do I apply for the BT card now and carry on with the current one for expenses? :think:

My advice Merida:


Read this. (Link)

Read this. (Link2)

Use a checker to see if you will likely be eligible for a credit card without the check appearing in your credit check history. (Link3)

Shop around for a credit card. (Link4)

Or, stay with the one credit card and carefully record your spending in a spreadsheet or a paper notebook.

carrielovesfanta

merida88 wrote: »

Ooh what's Opex training? I'm still quite new to Crossfit (5 months or so) and loving it. Congratulations on your first pull up!!

Opex is kinda whatever you want it to be. It still has the same elements as CrossFit, although you might not necessarily use them, depending on your goals. Your coach designs your workouts each day to match your needs and goals and your week. On the plus side for me, I don't have to snatch now cos I hate it hahaha.


You can find out more here: https://opexfit.com/story-of-opex/


For me it was a natural progression from CrossFit as I knew that I had some base things that needed 1-2-1 work and focus. I'd still really recommend CrossFit. I had never done anything gym-like or indeed exercise-like and it got me hooked.

carrielovesfanta

Thank you everyone who was worried about me - I was just having a grump. Feel better now

Baileys_Babe

determined_new_ms wrote: »

* continue knitting sock - am at the shaping heel part.

I read this as sharpening heel part:rotfl: dyslexia can cause many amusing moments, once I have deciphered what it really says.