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Why Walk When You Can Fly

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  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the walk, and great payments too :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Well done on the walk, and great payments too :T

    Thank you xx
  • Morning,

    Feeling really excited but nervous too. The start times for the Challenge were released last night and I got 9.20am, I am also just over half way on my target too.

    I got confirmation from SSE regarding the change of suppliers, so that's good and should be better for the next two years.

    I think I managed to bag 3 NSD's this month despite how bad it was in the end and must try harder in May.

    Bank account checked and nothing much has changed there.

    I have done a few surveys this morning although I'm a long way off payout. This will go off the MBNA card or added to the OD pot, I'm not 100% sure yet.
  • Good morning and Happy May :)

    Bank account checked and money moved about to cover bills that have come out.

    26 days until pay day, it can't come soon enough.

    Surveys checked and only screened out of one so far.

    DH is dropping me off at Reading on Sunday and I will walk back from there, 9.4 miles give or take, which equates to 15km which is the last stretch of the Challenge and should only take me 3hr 10 mins but I'm aiming for less time.

    Thankfully it is a bank holiday on Monday, so I can recover lol

    Not much else to report.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You're doing amazing with the challenge!

    Keep going

    Take care
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Thank you Wannabe, I'm determined to finish what I started lol
  • Afternoon,

    Thought that I should post an update, although there isn't much to report.

    I have done a few surveys today and I joined Swagbucks yesterday....confused what you're meant to do on there but will persevere for the moment.

    I have been looking at other savings accounts....I don't particularly need one per se but rather thinking long term and drip feeding a new one but wonder if it would be a waste of time.

    I have my Principality one that has the following pots:

    EF
    DD's Travel
    OD Overpayment
    CC Overpayment
    Cars/household

    and I have my HSBC one that is dedicated for Christmas and a joint online saver with Lloyds that is used to drip feed the current account when the respective DD's come out.

    I'm wondering whether to open a new account with a better interest for the EF and then rearranging the pots so that the Household one is separate from the Cars one? I know that the Overdraft one won't be there for long (I hope) that one will then be renamed Holiday.
  • I did it, I bit the bullet and opened an account with Skipton Building Society 1.42% and additional 0.42% for 16 months.

    I've deposited £5 so far and will alter that once I have sorted the Principality pots out.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did it, I bit the bullet and opened an account with Skipton Building Society 1.42% and additional 0.42% for 16 months.

    I've deposited £5 so far and will alter that once I have sorted the Principality pots out.

    That sounds like a good rate of interest and five pounds is a good starting point :). Is it an online only account? and is it easy access?

    I like to keep my EF seperate from any other savings so I'm going to open more savings account soon I think. I need a Christmas and a car savings account and I'd rather have real ones than virtual ones IYSIM
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • That sounds like a good rate of interest and five pounds is a good starting point :). Is it an online only account? and is it easy access?

    I like to keep my EF seperate from any other savings so I'm going to open more savings account soon I think. I need a Christmas and a car savings account and I'd rather have real ones than virtual ones IYSIM

    Morning,

    It is an online easy access one.

    I managed to shuffle some money about so I now have £25 in there.

    My Christmas one is with HSBC and is an online bonus saver but that one pays monthly interest.

    The aim for the EF is to have at least £1000 in there to start with so anything made through surveys will go in there to begin with, until I hit £500 starting buffer.
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