New plan...time to see some movement!

edited 30 November -1 at 1:00AM in Debt Free Diaries
1.6K replies 87.7K views
1959698100101156

Replies

  • MARKRONSONMARKRONSON Forumite
    2 Posts
    hey,
    all the best to you for your new diary!!
    regards
  • in_need_of_directionin_need_of_direction Forumite
    6.8K Posts
    Seventh Anniversary 1,000 Posts Name Dropper
    ✭✭✭✭
    Congratulations now be as decisive on the promotion application. Remember, you only need to make a decision when the job is offered and gaining interview experience is generally worthwhile
    Mortgage at 01.01.14 £119,481.83:eek: today £52649.74.18 Offset fund today 2833.03 0
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • AdventureWantedAdventureWanted Forumite
    1.5K Posts
    1,000 Posts Third Anniversary Name Dropper
    ✭✭✭
    Morning,
    Just caught up with your diary. Well done on paying the f&f. I'm really pleased for you. You're doing brilliantly :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • jwiljwil Forumite
    13.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    I'd go for it and then if you are chosen then sit and write the pros and cons of both. Like you say your current job could change etc.

    Do what feels right for you though

    x

    Thank you :)
    Hurrah I'm glad you went for it :T. What has your debt total gone down to now?

    I feel inclined to think that you should go for the new promotion because you may regret it if you don't. But it has to be your decision of course :).

    I'll try and sit down at the weekend and sort out my new totals. I've been rushing around so haven't had time to think it through yet!
    We cross posted sorry :o

    Amazing news on the F&F. :j :j :j

    Thank you :)
    "If you can dream it, you can do it". Walt Disney
  • jwiljwil Forumite
    13.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    MARKRONSON wrote: »
    hey,
    all the best to you for your new diary!!
    regards

    Thank you :)
    Congratulations now be as decisive on the promotion application. Remember, you only need to make a decision when the job is offered and gaining interview experience is generally worthwhile

    Thank you :) That's a good point, I haven't been interviewed for years! However, I don't really want to be interviewed by my colleagues :o
    Morning,
    Just caught up with your diary. Well done on paying the f&f. I'm really pleased for you. You're doing brilliantly :).

    Thank you :)
    "If you can dream it, you can do it". Walt Disney
  • jwiljwil Forumite
    13.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Despite me having ambitions to be super frugal with groceries, I overspent again this morning :mad: I did buy cat food which will last the month, and replaced a couple of things that had run out, and won't need replacing again for a bit but still...

    I am wavering on the job again. I've been sitting here this morning, doing various things, and thinking 'I wouldn't be doing this any more' and I genuinely feel sad about that. Because my job has changed significantly in the last year or so, I'm still challenged by it, and am enjoying it. There are some really exciting things coming up too. I'm going to try and have another chat about it next week. I wish I could do both jobs! (For both lots of pay of course :D:D )

    I galloped around yesterday after making the F&F payment, so I haven't really had time to think about it much. I'll try and sit down over the weekend and see how things lie now :D

    2lb off last night :j Just 1/2lb from a stone now :T
    "If you can dream it, you can do it". Walt Disney
  • Purplemumof2Purplemumof2 Forumite
    7.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    ✭✭✭✭
    Well done on the F&F :D :j

    Definitely go for the job, I would, you've nothing lost in trying :D xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £5000.00 - Lloyds: £5590.00
    Xmas Pot £535/£700 ~ EF £621/1000
    PAYDBX 2021 - #? £0 / £2,000
  • jwiljwil Forumite
    13.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Well done on the F&F :D :j

    Definitely go for the job, I would, you've nothing lost in trying :D xx

    Thank you :)
    "If you can dream it, you can do it". Walt Disney
  • Kitten868Kitten868 Forumite
    1.7K Posts
    Fifth Anniversary 1,000 Posts
    ✭✭✭
    The person who suggested you go for promotion, would they be the sort of person you could talk to about your dilemma? Talk through your passion for both roles?
    As has been said go for it. The interview is just as much for you to ask about the role as they ask if you're right for it and you can turn it down. Have your cake and eat it.

    You did the right thing on the f&f - you had more money than you thought you would and it's better to have one tight month than two. Once you're out the other side of this month it's over. Next month you can relish your pay rise and that extra £1 you won't be paying to them anymore :) great work jwil xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    13.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Well done on the weight loss :T.

    Re the job I think Kitten's suggestion is an excellent one.

    Have a lovely weekend :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £800/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £183.57/£500. SEF = £2,050/£12,000 PREMIUM BONDS ME = £500. PREMIUM BONDS DH = £500.
    HOLIDAY MONEY = £1,000 TIME LEFT TO PAY OFF MORTGAGE = 6 YEARS 4 MONTHS
This discussion has been closed.
Latest MSE News and Guides

Top savings accounts

Up to 1.7% fixed or 0.6% easy access

MSE Guides

24 craft beers for £26 delivered

Flavourly newbies only (norm £70ish)

MSE Deals