We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
New plan...time to see some movement!
Options
Comments
-
I've moved the money across to the savings account so I can't touch it so easily. I'm going to think about it a bit more first. I know it's there, and it looks good to see it there!
If I haven't weakened and paid it, I'll give it a week or so, to see if I can get some more cash in.
I'm still waiting for my other book payment :mad: checked the website and it says they haven't received it, so I'll have to look for the tracking receipt and see if they have. The others paid so quickly and all were posted at the same time, though this was a different courier so that might be part of the issue."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Good to hear about the pay rise and the possibility of a F&F
Have a lovely day
Xx0 -
Well done on your pay rise and the offer of a f&f jwil. If anyone can achieve it you can.0
-
Good luck with the F&F and hope you manage to find the tracking receipt for the book.
Have a lovely day xx0 -
I think the sensible idea would be to leave it in the savings until nearer next payday just so you know you can make it through. However I'd just want to pay it off and celebrate
Not much help am I - But I'm so happy for you
Have a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
brizzlegirl wrote: »Good to hear about the pay rise and the possibility of a F&F
Have a lovely day
Xx
Thank you Brizzleretiredandskint wrote: »Well done on your pay rise and the offer of a f&f jwil. If anyone can achieve it you can.
Thank you lovelyDeleted_User wrote: »Good luck with the F&F and hope you manage to find the tracking receipt for the book.
Have a lovely day xx
Thank you Purple"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
WannabeFree wrote: »I think the sensible idea would be to leave it in the savings until nearer next payday just so you know you can make it through. However I'd just want to pay it off and celebrate
Not much help am I - But I'm so happy for you
Have a lovely day
x
I'm dithering in the same way :rotfl: Thank you"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well finally my book payment has apparently been sent :T So that will be a bit more when it arrives.
I went on a work colleagues leaving do last night, and only spent £14 for two courses as someone had a discount voucher :T I was expecting to spend £20-£25 so that's a nice saving.
The money is burning a hole in my savings accountI keep logging in to gaze at it lovingly :rotfl: I so want to pay it off. I'm going to sit down and work out what I've got, and do a meal plan to keep costs low so that I can do it.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I would pay it off the debt if I were you because I wouldn't trust myself not to fritter it. Money burns a hole when it's available and I have zero will power
. But that's just me
.
I always think that if you have no choice then you do manage. It's hard to be really frugal when you have a choice to be less frugal.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done on not spending much on the work do :T and congratulations on the pay rise :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards