📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New plan...time to see some movement!

Options
19394969899156

Comments

  • jwil
    jwil Posts: 21,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've moved the money across to the savings account so I can't touch it so easily. I'm going to think about it a bit more first. I know it's there, and it looks good to see it there! :D If I haven't weakened and paid it, I'll give it a week or so, to see if I can get some more cash in.

    I'm still waiting for my other book payment :mad: checked the website and it says they haven't received it, so I'll have to look for the tracking receipt and see if they have. The others paid so quickly and all were posted at the same time, though this was a different courier so that might be part of the issue.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Good to hear about the pay rise and the possibility of a F&F :)

    Have a lovely day

    Xx
  • Well done on your pay rise and the offer of a f&f jwil. If anyone can achieve it you can.
  • Good luck with the F&F and hope you manage to find the tracking receipt for the book.

    Have a lovely day xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I think the sensible idea would be to leave it in the savings until nearer next payday just so you know you can make it through. However I'd just want to pay it off and celebrate :o

    Not much help am I - But I'm so happy for you :D

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 21,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear about the pay rise and the possibility of a F&F :)

    Have a lovely day

    Xx

    Thank you Brizzle :)
    Well done on your pay rise and the offer of a f&f jwil. If anyone can achieve it you can.

    Thank you lovely :)
    Good luck with the F&F and hope you manage to find the tracking receipt for the book.

    Have a lovely day xx

    Thank you Purple :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think the sensible idea would be to leave it in the savings until nearer next payday just so you know you can make it through. However I'd just want to pay it off and celebrate :o

    Not much help am I - But I'm so happy for you :D

    Have a lovely day

    x


    I'm dithering in the same way :rotfl: Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well finally my book payment has apparently been sent :T So that will be a bit more when it arrives.

    I went on a work colleagues leaving do last night, and only spent £14 for two courses as someone had a discount voucher :T I was expecting to spend £20-£25 so that's a nice saving.

    The money is burning a hole in my savings account :D I keep logging in to gaze at it lovingly :rotfl: I so want to pay it off. I'm going to sit down and work out what I've got, and do a meal plan to keep costs low so that I can do it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would pay it off the debt if I were you because I wouldn't trust myself not to fritter it. Money burns a hole when it's available and I have zero will power :o. But that's just me :).

    I always think that if you have no choice then you do manage. It's hard to be really frugal when you have a choice to be less frugal.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on not spending much on the work do :T and congratulations on the pay rise :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.