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New plan...time to see some movement!
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Another book site paid up, just one to go. I sold a couple of things yesterday so will transfer that once I've paid fees etc.
£55/£680 - £625 to go. :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
You’re more than a seventh of the way towards the first month.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »You’re more than a seventh of the way towards the first month.
:j It's nice to be working towards something where I can see an actual, immediate result. It really helps focus the mind."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
My offer has been accepted, it's all go, go, go now
:T By the end of May I'll be in the teens, less than £20K
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Amazing news! So pleased for you JwilSPC 0760
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You'll smash it xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I've just been reading this interesting article on textiles.
http://www.cityam.com/275597/material-consequences-choosing-sustainable-fashion- Textile production uses 4% of global freshwater abstraction
- It contributes nearly 10% of global carbon emissions
- It produces more carbon than aviation and maritime shipping
- Is responsible for an estimated 20% of global industrial water pollution
It's pretty shocking, and equally as scandalous as plastics, yet doesn't make the headlines anywhere near as much.
The biggest thing we can do is wear our clothes for longer, so buying clothing second hand in charity shops/online etc is not only :money: it's green tooAlso, all textiles should be recycled, even if it's not reusable (so even our holey socks and knickers!). Those that are not reusable are shredded and used for things like stuffing materials and industrial cleaning cloths etc. https://www.recyclenow.com/what-to-do-with/clothing-textiles-0
Apparently we should all be looking to wear 'modal' or 'lyocell', fabrics similar to viscose or rayon. I'm going to look more into this as I don't really have a clue about fabrics. I very rarely replace my clothing, only when it's completely worn out (I'm often quite shocked when my fb memories come up and I was still wearing the same clothes over 10 years ago :eek: ), but as I continue to lose weight, I will need a new wardrobe. I mostly buy second hand anyway, but still want to look for the most ethical fabrics when I do."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well done on the offer being accepted. And an interesting article on textiles. Its suprising how much effect different things have on carbon emissions. A few weeks ago i would have thought transport and industry were the main culprits but its most other things that me as an average person isnt aware of.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0
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